Esprow ETP Studio for FIX provides a complete toolset to automate testing of FIX-based systems. Designed around the needs of technical and non-technical users, ETP Studio for FIX enables testing of FIX sessions, building of complex suites of test scenarios or replaying of large production log files. ETP Studio functionality enables creating of test scripts for regression testing, simulation of execution venues in both FIX and binary format, and interactive testing of FIX sessions. ETP Studio rich set of functionality has been designed to meet the sophisticated requirements of brokers, exchanges, vendors, MTFs, and OTFs.

INCREASE AUTOMATION

• ETP Studio delivers end-to-end automated testing of enterprise trading architectures.
• Test scripts and simulators can be executed headless and integrated within CI/CD pipelines.

ENABLE COMPLIANCE

• Leverage ETP Studio centralized reporting to fulfill compliance and audit requirements.
• Provide visibility into the testing and release process to all stakeholders

EXTENSIVE CAPABILITIES

• Achieve complete regression testing of FIX sessions and FIX gateways before every release.
• Test individual services provided by different business modules, with FIX and other protocols.
• Exercise 100% of your business functionality, across the trade lifecycle and trading functions.
• Verify functionality verticals provided through FIX and across business areas.
• Test the integration of FIX-enabled systems within the trading architecture.
• Verify trading limits, fail-over scenarios, authorized transactions, and mission-critical capabilities.
• ETP Studio supports testing of the ION Fidessa platform.
• ETP Studio supports exchange onboarding on the NASDAQ Genium INET OMnet protocol.

At a time of increasing market regulation and compliance requirements, Esprow ETP Studio delivers a modern toolset to automate testing of FIX connectivity and FIX APIs, guaranteeing system uptime and trading compliance.

The high-level list of Esprow ETP Studio capabilities includes:

• Regression and Functional Testing
• Unit and System Testing
• Integration and Security Testing
• Performance and Static-Data Testing

ETP Studio is easily extensible with many functionality plugins, including:

• FIX Order Manager
• FIX Session Manager
• FIX Exchange Simulator
• FIX Market Data Manager
• FIX RFQ Manager
• FIX Performance Package
• FIX On-Boarding Package
• GUI Testing Package and many non-FIX protocol connectors.
• Support for ION Fidessa OpenAccess, NASDAQ Genium INET OMnet, and many binary protocols.

Esprow ETP's technology roadmap is mostly driven by our clients, through their feedback and requirements. Whether through training, installation service or custom application enhancements, our professional services team is ready to support you, whichever testing project you are embarking on.

Access to live financial data for Stocks, ETFs, Forex, Cryptocurrencies, Indices and Commodities: Finlogix’s widgets and Economic Calendar gives insight into the markets, major economic events & breaking news. These are completely customisable allowing you to apply filters to see data from your preferred markets and instruments. Perfect for your site visitors and customers.

Intuitive charting combined with powerful trading tools: Finlogix’s HTML 5 charts combined with real-time data, allows you to make informed trading decisions. Choose from 30 indicators, 65+ trading instruments, ten timeframes and gain access from any web browser.

Ability to publish trading ideas & build your team of traders: You can publish your best trading ideas, complete with clear entry, exit and take-profit levels. Or you may choose to follow your favourite traders & use their trading ideas. The choice is yours.

Platform to become a top-ranked analyst: The Finlogix algorithm helps identify the best traders, taking into consideration pure trading performance in % and pips as well as metrics from within the trading community. 

More advantages of Finlogix include:

Being able to replay published analysis from start to finish

Live tracking of your open positions in the Strategy window

Email notifications as soon as your shortlisted analyst posts an update

The handy sidebar shows all key market information when you need it

For Finance Websites:  Access to Financial Widgets and live market data to enhance their websites.

For Analysts:  Engage with traders, build a positive community around your style of trading, and provide insights & trade ideas to build your profile.

For New Traders: Access to an active social trading community, Trade Ideas and Analysts

For Experienced Traders: A platform to build your profile, boost your credibility and establish a clear track record for traders to follow.

axe Collateral Management enables lending institutions to monitor their collateral portfolio in a pro-active manner, thanks to early alerts and ticklers on coverage shortfall, deferral expiration, documentation renewals, margin calls (shares), assignments of proceeds, etc.

axe Collateral Lending Main Features:

• Complex & Flexible Limit Structures
• Pre-deal Limit Checking
• Limit Monitoring
• Excess Management
• Limits Lifecycle Management
• Portfolio Concentration Analysis
• Collateral Perfection
• Revaluation & Documentation renewal
• LTV Monitoring
• Release & Realization
• Deferrals
• Tickler Tracking

• Gain Competitive Advantage through Enhanced Customer Service & Response Time
• Optimize Performance by raising transparency, flexibility, and consistency
• Enhance Risk Assessment by providing credit risk managers with a single consolidated view
• Reduce Operational Risk by introducing single capture, thereby reducing manual processing and bringing tighter integrity to documents & data
• Adhere to regulatory requirements in terms of processes, risk assessments, and portfolio management

axe Limit Management Main Features:

• Complex & Flexible Limit Structures
• Pre-deal Limit Checking
• Limit Monitoring • Excess Management
• Limits Lifecycle Management
• Portfolio Concentration Analysis
• Collateral Perfection
• Revaluation & Documentation renewal
• LTV Monitoring
• Release & Realization
• Deferrals
• Tickler Tracking

Monitor your client limits 

• Monitor facility limits automatically
• Handle complex multi-level limit structures
• Handle all types of limits including Settlement and Pre-Settlement limits
• Aggregate utilization at any level of the limit structure
• Automate and speed up the credit risk consolidation process across the Bank portfolio
• Benefit from enterprise-wide risk reporting of credit-related activities
• Set Portfolio Limits across a combination of dimensions and monitor/address Breaches/Excesses in a pre-deal manner
• Simultaneously monitor all types of exposures (Gross, Net, Shadow, EAD, Outstanding, MTM, etc.)
• Ensure regulatory compliance with regards to concentration limits

Aggregate credit risk exposures at Portfolio level and monitor against limits

• Automate and speed up the credit risk consolidation process across the Bank portfolio
• Benefit from enterprise-wide risk reporting of credit related activities from executive overview down to branch/RM/transaction levels
• Set Portfolio Limits across a combination of dimensions and monitor/address Breaches/Excesses in a pre-deal manner
• Ensure regulatory compliance with regards to concentration limits such as Single Obligor exposure against the bank own funds

axe Retail Lending Main Features:

• KYC & Client Onboarding Origination
• Eligibility Engine
• Financial Scoring
• Behavioral Scoring
• Product Based Scoring
• Risk Based Pricing
• Credit Analysis & Write-up
• Credit Admin and Documentation
• Disbursement

axe Retail Lending helps boost your retail lending business performance and automate the end-to-end credit application life-cycle from the KYC stage through disbursement.

It helps lending Institutions monitor and manage risk to identify bottlenecks, to speed up and to optimize processes.

axe Corporate Lending solution streamlines the whole credit lifecycle from client onboarding to facility sanctioning, all the way through origination, appraisal, rating, approval, credit administration, and covenant monitoring.

Main Features:

• KYC & Client Onboarding
• Origination
• Credit & Risk Analysis and Write-up
• Approval Processes & Delegation of Authority
• Risk-Based Pricing
• Facility Risk Rating
• Obligor Risk Rating
• PD & LGD
• Credit Admin and Documentation
• Facility Sanctioning
• Covenant Management & Monitoring
• Limit Activation

• KYC & Client
• Onboarding Origination
• Eligibility Engine
• Financial Scoring
• Risk Based Pricing
• Credit Analysis & Write-up
• Approval Processes & Delegation of Authority
• Risk Based Pricing
• Facility Risk Rating
• Credit Admin and Documentation
• Limit Activation
• Disbursement 

FinTP lowers the total cost of ownership (ensuring nil capital expenses and optimized operational expenses – via shared development and maintenance), while eliminating the common vendor lock-in dependence and aiming to achieve a better level of interoperability - by encouraging a wide adoption, due to financial attractively and short time-to market.

The innovation factor consists in its open source distribution model, allowing banks/corporations/public institutions who use it to contribute updates and improvements to benefit all users. This enables an unprecedented level of transparency and collaboration between clients, being possible because middleware is not a competitive differentiator for them. It is in the best interest of all involved parties that this collaboration happens, so that everyone can focus on primary client oriented attractive services.

Last, but not least, FinTP is highly flexible and configurable and can be adjusted to fit the exact needs of the customer.

The iMAL core strengths:

• Supports all known Islamic banking instruments
• Web interface, N-Tier Java based, SOA architecture
• With high parameterization capabilities; greater process efficiency, better risk mitigation
• Multi-currency, multi-branch, multi-company enabled accounting backbone
• With strong product definition features
• Fully integrated yet modularized, with Model Bank
• Highly automated and flexible system
• Ensures quick time to market products.

iMAL employs multi-tier architecture using the latest JAVA technology with either Oracle or SAP Sybase as core database servers. These powerful and at the same time affordable Relational Database Management Systems (RDBMS) provide sophisticated data protection and high-speed access to information.

The system runs on all the main platforms and operating systems requiring only an up-to-date internet browser at the client side.

iMAL is rich in opportunities for increasing revenue through cross-selling and upselling. It also enables a 360° view which enhances customer service.

It is also cloud ready and deployable on a fully scalable, multi-server n-tier architecture. It includes out-of-the-box, industry best practice processes that further support rapid implementation, team knowledge transfer and sustainable business processes.

The fully integrated front, middle and back office Islamic core banking platform, running 24/7 in real-time -iMAL- combines comprehensive business functionality with an advanced, secure, scalable and modular architecture proven to meet the market toughest challenges of today and tomorrow. 

iMAL enables Islamic financial institutions to carry out essential tasks across retail, corporate and in­vestment banking including core banking, transaction banking, online and mobile, payments & financial messaging, trade services and cash management. These applications help Islamic financial institutions to meet business needs in areas like streamlining operations, introducing new products, improving efficiencies and customer service, and ultimately increasing revenues while reducing risk.

iMAL provides platform independence, real-time interfaces, extreme usability, full scalability, high-performance, excellent productivity for configuration and deployment, and modular components.

With iMAL, Islamic financial institutions are empowered to achieve:

• Built-in Islamic operations standard compliant workflows and system controls
• Various delivery channels
• Faster time to market
• Exact fit to business requirements
• Phased migration and implementation approach
• Running businesses in real-time mode
• Higher operational efficiency:
• Single integrated platform for all banking activities
• Flexibility to meet change and growth requirements
• Cost reduction by implementing STP
• Optimized business performance
• Superior customer service
• Efficient speed of service
• Precision of documentary cycle
• Electronic reconciliation (quick notices)
• Prompt dispute resolution: Legal, collection, valuation, procedures, etc.

iMAL is based upon customers’ serviceability. One of these backbones is the production of multilingual statements to customers of the Islamic financial institutions. This is done with minimal data entry at the outset of the system’s parameterization, whilst the production of the various statements, advices, is done automatically by the system without manual intervention by the end-user.

iMAL, which is in compliance with Basel II/III & AML, enables Islamic financial institutions to contain the risk element before they get exposed to a higher degree of risk through effective risk management built into every single transaction that is undertaken in the system.

In addition, iMAL helps Islamic financial institutions implement a flexible, cost-efficient infrastructure with instant access to accurate, up-to-the minute financial updating in order to make informed opera­tional and strategic decisions at a moment’s notice. This comprehensive approach produces a higher Return On Investment to our clients.