MiniPay, the award-winning non-custodial stablecoin wallet built on the Celo blockchain, is now available as a standalone application on both iOS and Android, offering a cutting-edge solution for seamless global payments and financial inclusion.

Originally launched within the Opera Mini browser, MiniPay has seen more than 7 million wallets opened across 50+ countries. MiniPay's release as a standalone app on Android in October has generated a further million downloads, while the wallet's expansion to iOS completes the ecosystem: now, users worldwide have an intuitive, low-cost platform to send, receive, and spend stablecoins instantly and securely.

Coming from a company that has been delivering web access to everyone, regardless of their location, network or device, MiniPay translates this mission into the world of payments – offering equal access to stablecoins and easy payments to all.

Built in partnership with Celo for a mobile-first generation and designed to bridge the gap between traditional finance and Web3 innovation, MiniPay facilitates global transactions without the fees, delays, and complexity typically associated with cross-border or peer-to-peer transactions. MiniPay connects the traditional financial system to this new way of interacting with money and the web.

“MiniPay represents a new chapter in user experience: a simple, affordable dollar wallet that anyone can use, anywhere,” said Jørgen Arnsen, EVP Mobile at Opera. “With this launch, we’re removing the barriers that have kept financial systems out of reach for too many people for too long, and delivering a real alternative for savings, payments, and cross-border transactions.”

A simpler, smarter way to move money globally

With international remittances and digital nomadism at an all-time high, the need for fast, reliable, and low-cost global payments is more relevant than ever. MiniPay meets this demand with:

• Simple onboarding with no seed phrases and no crypto jargon – users sign up with a Google or iCloud account and phone number.
   

• Instant, low-fee transfers: Dollar-valued stablecoins such as Tether’s USDT can be sent globally in under two seconds for less than $0.01. Users can furthermore swap for free between supported stablecoins thanks to the Pockets feature, developed in partnership with Mento Labs.
   

• Microtransaction optimization: Designed for small-value peer-to-peer payments, starting from $0.10.
   

• Real-world usability: MiniPay allows users to pay their bills (in selected countries), top up mobile data, purchase global eSIMs, shop, and donate – all directly through MiniPay’s integrated Mini Apps ecosystem. MiniPay is the best way to use stablecoins in the real world.
   

• Global on/off ramps make it easy to move funds between stablecoins and local currencies from $1 and up via a wide network of partners, including Ramp, Transak, Binance, Unlimit, Yellow Card, Partna, Banxa, Fonbnk, Cashramp, and more.
   

• Local payment options: MiniPay supports local payment options – from bank transfers and mobile money to voucher-based systems – allowing users to interact with their digital dollars in familiar ways. 

“By removing crypto complexity and delivering real-world functionality through its robust Mini app ecosystem, already opened by more than 5 million users weekly, MiniPay serves as the gateway to the new onchain economy,” said Rene Reinsberg, Celo Co-Founder and Celo Foundation President. “By leveraging Celo’s fast, cheap, and global payments network, MiniPay sets the gold standard for stablecoin-powered payments and applications, and will continue to platform digital currencies to millions.”

A travel wallet for a global economy

MiniPay also serves the needs of the modern traveler. For users visiting Africa, Latin America, or Southeast Asia, MiniPay can function as a global travel wallet, enabling simplified spending, stable dollar savings, and mobile access to local services such as global eSIM purchases and direct bill payments.

Travelers no longer need to deal with currency exchanges, hidden card fees, or setting up local bank accounts. With MiniPay, they can load stablecoins and pay locally with ease.

“MiniPay is one of the rare cases where blockchain works quietly in the background while users enjoy the simplicity of an app that is as easy to use as any standard mobile service,” added Arnesen.  

Non-custodial control, maximum simplicity

MiniPay combines the self-custody security demanded by today’s users with the simplicity of a Web2 app interface. Users retain full control over their assets at all times, ensuring transparency, autonomy, and privacy – without the complexities typically associated with crypto wallets.

There is no need to manage private keys manually, worry about gas fees, or interact with external wallet providers – everything is embedded in a single seamless app experience.

MiniPay is powered by the Celo blockchain, a mobile-first Ethereum Layer-2 network designed specifically for fast, affordable real-world payments.

The MiniPay standalone app is available for download on iOS and Android devices, offering global users expanded access to MiniPay’s fast, easy, and secure digital payments.