Financial IT Winter Issue 2020
One of the contributors to this edition of Financial IT raises the possibility that the global financial services industry as we know it could cease to exist. Of course, this outcome does not mean that the activities of the global financial services would not take place. Rather, they would be performed in different ways by Fintechs that are very different to traditional financial institutions...

NOVEMBER ISSUE 2019
Financial IT’s archive includes two very different stories about branch banking in the last two months or so. The role that is played by bank branches in a bank’s overall business model depends on a complex variety of issues. What are the technologies that are being used? Where are the banks located? What do the bank’s employees who work at the branches actually do? Where does physical cash...

Sibos Issue 2019
The date is important, because it is the deadline, incorporated in the revised Payments Services Directive (PSD2) of the European Union (EU) for the introduction of Strong Customer Authentication (SCA). With few exceptions, SCA applies to payment services providers (PSPs) when they are carrying out remote electronic transactions. SCA is defined in PSD2 as an ‘authentication based on the use of...

Financial IT Summer Edition 2019
The View from Amsterdam 417 Years after the invention of the multi-national corporation, what are the themes that matter? Money 20/20 Europe takes place this year in Amsterdam on 3-5 June. Given the city’s contributions to global economic and financial history over the centuries – including the formation of the world’s first modern multi-national corporation, the Dutch East India Company,...

Financial IT Spring Issue 2019
The Money 20/20 Asia conference takes place in Singapore on 19-21 March. The city-state has long hosted successful large scale conferences. Singapore has also long been recognised as a place where it is easy to establish and operate financial services and Information Technology (IT) businesses.  What makes this conference special is that it is one of the first landmark forums for people...