Griffin, the UK's leading bank for fintechs and platforms, today announced it is closing 2025 with significant growth across all key metrics just over a year after beginning full operations. The bank now serves over 50 platform customers and hundreds of thousands of their end users, reporting a 5x growth in revenue and about £3 billion processed in payments value with a growing customer base that includes names such as Uber, Marqeta, Access Group, Aspora, and Sidekick.

Octopus Energy customers can now get their account credit back faster than ever before, thanks to a new tie-up with fintech company GoCardless.  

Octopus has completed one of the largest Direct Debit migrations in UK history, moving 5.5 million accounts and £12 billion of payments to GoCardless – so customers can get self-refunds much faster. 

TON Foundation, a non-profit organisation supporting the development of TON Blockchain, has selected OpenPayd to provide the global fiat infrastructure underpinning its rapidly expanding ecosystem.

The Federal Reserve Board and the Consumer Financial Protection Bureau today announced the dollar thresholds used to determine whether certain consumer credit and lease transactions in 2026 are subject to certain protections under Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing).

The next edition of FRANKFURT DIGITAL FINANCE and EuropeanFintechDay will  take place on 11–12 February 2026. 

This event brings together 1,500 attendees including top executives from banks, investors, FinTech entrepreneurs, policy makers, regulators, and academics. The conference spans two content-packed days tackling the key trends and challenges shaping the financial industry in Europe.

Day 1 focuses on (geo)political, economic, technological, and regulatory forces driving the future of finance — from digital money, crypto, and tokenization to GenAI, quantum tech, open finance, payment, and EU regulation.

THE NEW FINANCIAL ARCHITECTURE: BUILT FOR SPEED, GUIDED BY VALUES

Fintech is no longer evolving. It is accelerating.

As we close out 2025 and look ahead to 2026, speed defines the industry, speed of innovation, adoption, and expectation. We are moving faster than ever. At the same time, the questions facing fintech are becoming deeper, more human, and more complex. That tension shapes this Winter Edition.

Technology remains central.

As we enter the critical holiday shopping season, businesses are facing new and emerging challenges with first-party fraud. Sift’s Q4 2025 Digital Trust Index shows that chargeback rates climbed steadily throughout 2025, reaching 0.26% in Q3, a 53% increase from Q1 2025. Retail e-commerce chargeback rates have exploded by 233% since Q1 2025, the highest increase of any merchant category.

Nutanix, a leader in hybrid multicloud computing, today announced new capabilities in its Nutanix Cloud Platform (NCP) solution designed to give organisations greater flexibility to deploy and govern their infrastructure across distributed environments running traditional, modern, and AI applications, including fully disconnected environments, with cloud  providers that offer sovereign services, or across a combination of both – without  sacrificing unified management or operational simplicity.