In July this year the word crowdfunding was searched on Google 450,000 times. You can crowdfund anything – from baking your mum an apple pie (yes, that happened), to your garage band’s debut. But that’s not where the real revolution’s taking place.

The given (and glamorised) side of crowdfunding is the ‘crowd’ bit. Collective judgements, coming together to support (or not) great (or not so great) ideas. This is largely emotional, creates excellent stories and in most cases, is forgotten as soon as it’s over.

Ultra Electronics AEP, the provider of trusted security, announces major enhancements to its Ultra Safe Keyper^Plus HSM. The new version 3 firmware, available as an upgrade to existing users, includes a secure remote management capability and support for additional cryptographic algorithms to address wider markets, including emerging BitCoin applications.

 Intelligent Environments will be powering the mobile  banking apps for the UK Post Office and the AA credit cards after signing a new partnership with the Bank of Ireland, UK.

The Bank of Ireland, UK has separate joint ventures with the Post Office and AA, and both are developing new mobile app platforms that will utilise the Interact® platform from Intelligent Environments, the international provider of innovative mobile and online solutions for financial service organisations.

 FIS^™ (NYSE: FIS), a global leader in banking and payments technology as well as consulting and outsourcing solutions, today announced a technology agreement with SAP (NYSE: SAP), in which FIS will integrate the FIS Mobile Payment Enablement Gateway solution with SAP^® Vehicles Network running on SAP HANA^® Cloud Platform.

Diebold, Incorporated (NYSE: DBD) is introducing two new banking concepts that harness emerging technology to create a vision of what the future banking experience might look like.

India is one step closer to boasting the world's most secure eCommerce environment today, thanks to a new agreement between Nuspay International (

Tilt— the easiest way to collect money from a group —has announced it has launched in the UK over the summer. Tilt allows users to contribute and collect money for birthday presents, charitable causes, weekends away or anything in a group - from 15 to 15,000.  It takes less than 30 seconds to create a tilt, invite friends to chip in and start collecting the money - all for free.   

Scheduled to be held from November 1 to 3 at the Sheraton Boston Hotel, MA, the Risk Management Association's (RMA’s) annual risk conference will share insights on risk management, specialized lending, regulatory issues and educate community banks on how to deal with critical risk management issues faced by US banks today and that they will face tomorrow.

Computop is the first German payment services provider (PSP) to offer UK and EU retailers a certified point of sale (POS) solution based on P2PE encryption. P2PE stands for Payment Card Industry Point-to-Point Encryption and is an industry security standard developed by MasterCard and Visa to curb increasing theft and misuse of credit card data.  It protects consumers and merchants from fraud.

In a joint prepared statement, the CEOs of Bank of America, BB&T, Capital One, JPMorgan Chase, U.S. Bank, and Wells Fargo said, “Our customers want the ability to make payments to anyone, in real-time, making funds instantly available in the recipient’s bank account.