GDS Link, a leading player in credit risk management, is pleased to announce a partnership with the open banking provider, Atto. GDS Link will use Atto’s data and insights to enhance credit decision processes for global financial institutions.
In the ever-changing economic landscape, the ability to make instant credit decisions is essential for businesses serving consumers and enterprises. GDS Link has assisted numerous institutions worldwide to achieve consistent growth while effectively managing risk. The recent successful implementation of GDS Link’s multi-bureau solution with Shawbrook Bank in the UK underscores this.

"For GDS Link, partnering with Atto is not just a strategic move; it's a leap towards transforming how credit decisions are made globally. We will harness the power of data and insights to make instant, data-driven decisions a reality for businesses around the world. Our combined expertise in credit risk management and open banking insights sets a new standard for accuracy and efficiency in financial services," said Kate Bullman, VP of Global Partnerships at GDS Link.

GDS Link will use Atto’s insights to streamline decisions across the credit risk life cycle. This partnership combines GDS Link’s robust risk management technology with Atto's high quality open banking data and insights to support businesses in making well-informed decisions.
The need for real-time assessment of creditworthiness and financial health has never been greater for businesses seeking consumer or SME finance. Through the partnership, GDS Link will provide global financial institutions with a robust, next-generation platform that can be implemented swiftly and offers high-quality data consistently and standardised. 
Atto’s expertise in building key credit risk insights, including affordability metrics and income verification, helps organisations gain a comprehensive understanding of financial profiles for both individuals and businesses.  

“GDS Link are proven experts in using transactional data to improve credit risk decisions, delivered alongside a suite of AI-powered risk decisioning tools designed to enhance every phase of the lending process. The partnership’s global capabilities and expertise has the potential to bring the power of open banking to benefit consumers and businesses alike” said James Syron, Partner Manager at Atto.