Blockchain: the ideal market infrastructure for Alternative Finance?
Had a lot of positive feedback after I posted an article stating provocatively “Bitcoin may kill...
The Problem with Silicon Valley and Economic Development
The problem with Silicon Valley venture capital, peer-to-peer lending, Lending Club, Prosper,...
BIAN member IBM launches API Economy
As a significant member of the Banking Industry Architecture Network (BIAN), it’s encouraging to see IBM...
Unemployment, Prison, Mortality, Entrepreneurship and Economic Development
The Reverend Jesse Jackson calls prison the exhaust of a failed economic engine. The U.S. has more...
The High Tech Myth and the Low Tech Transformation
It is a myth that in order to develop, countries must replicate Silicon Valley. As Meg Ryan of HP...
A spotlight on efficiency brings opportunity for TPAs
Rapid technology evolution, shifting demographics and empowered consumers are trends well documented in...
The experience customers expect from their bank
Dear Banks, Welcome to The Age of the Customer. For FIs, this means shifting the banking...
Igniting the Global Economic Development Grass Fire
It is jokingly said that behind every successful man is a very surprised woman. My grandmother used to...
CECL Forum: Impact of Prepayments on Life of Loan
- 9 years 1 month ago 06:00 am
- Manish Kumar Nirala, Senior Consultant, Product Management & Strategy at Fintellix Solutions
The CECL (Current Expected Credit Loss) regime requires banks to consider expected prepayments for...
Data-driven business models are key to banks' survival
The call for retail banks to reinvent their business models has never been more urgent. On one hand...
