An astonishingly rapid rise in demand for innovations after the COVID-19 outburst in early 2020 has been a reminder of the power technologies have over the whole world. Fintech is not an exception. Although it seems that contactless payments, blockchains, and NFTs appeared almost instantly, they are the products of decades of research and hard work. It would be more correct to say that it takes years to create a trend in the sphere of IT. So, what fintech trends are worth watching in 2022?

Trend #1 

Daniel Kjellén, CEO and Co-founder at Tink, commented

“Open banking itself will play a huge role in how businesses meet regulatory requirements for sustainability, such as mapping investments against ESG ratings, understanding the risk profile of customers, and accessing or providing loans to fund change throughout society. The need for data sits behind many of these issues, either from within an organisation itself or through a data outreach programme towards its customers.

Leading AI-powered credit decisioning platform provider, Scienaptic AI announced its full integration with CU*Answers. The seamless integration of Scienpatic's AI-powered decisioning will provide new opportunities for CU*Answers credit union partners looking to expand credit access for their members.

After a successful bootstrapping period of three years, Shield closed its growth round, supporting expansion into North America led by Macquarie Capital and OurCrowd and joined by Mindset Ventures.

Ontology aims to contribute to the burgeoning European privacy ecosystem through new partnerships, community members, and employees 

Ontology, the project bringing trust, privacy, and security to Web3 through decentralized identity and data solutions, has today announced the opening of a new European office in Berlin, Germany. 

Dr. Rajesh Pant, National Cyber Security Coordinator, Government of India, has said that cybercrime is a national security issue and poses a biggest threat to a nation’s economic progress and various countries are coming together to ward off such threats. He was speaking at the 16^th edition of India Digital Summit 2022, organised by IAMAI.

Snapdeal, India’s leading value commerce platform, has joined hands with BOB Financial and NPCI to launch a co-branded contactless RuPay credit card that aims to popularise the adoption & usage of credit cards among the growing number of online buyers from India’s smaller cities and towns. The co-branded credit card will be equipped with contactless features and will be offered on the RuPay platform.

AppTech Payments Corp. (“AppTech”) (NASDAQ: APCX), a fintech company powering commerce experiences, announced today that they have appointed Nicholas Nolasco and Scott Carnley as members of the company’s senior technical leadership team.

Alongside failures to monitor absenteeism, HR teams are placing a high reliance on inaccurate people data to inform key business decisions, new MHR research finds

The property finance solutions company has partnered with award-winning lenders Albatross Capital to create a loan that gives foreign investors more opportunity to access better rates

Foreign nationals without a credit history in the UK now have access to a new financing solution that not only provides money for a property purchase but also creates potential access to significantly better future lending rates.