In a world first, Valour, the Swiss-based creator of investment products that provide exposure to innovative technologies, has announced the launch of Bitcoin Zero, a Bitcoin (BTC) exchan

What can we expect in general for the fintech industry in 2021 (what will be trending in Europe / key markets)?

Next year we should expect continued growth all around as consumer behaviours keep demanding better and more innovative products. The general acceleration towards online (which was particularly accelerated by the 2020 pandemic) will continue, and fintech will be a natural beneficiary of that trend.

Tinkoff Mobile has launched a new 2.0 version of its trailblazing voice assistant Oleg, which enables customers to create their own mobile concierge with custom features.

With the new version of the voice assistant, users can choose the assistant’s name, voice and gender, set up instructions to handle different calls from people on their contact list, as well as calls from unknown numbers, create their own greetings, and so on.

New voice and name

Missed payments and managing payment support are part and parcel for any utility provider. However, in today’s current economic climate, more people than ever before are running into financial difficulties, meaning payments are getting increasingly harder to manage.

HSBC has announced the appointment of Steven Van Wyk as Group Chief Information Officer (CIO), to lead the bank’s global technology organisation and to execute its customer-focused technology strategy.

1. Digital banking standards will emerge to safeguard the use of payment platforms fueled by cutting-edge technologies such as AI, ML and Blockchain.  

Automation:

Digital payments have evolved tremendously over the past few years, raising the question: where will digital payment technologies take us in the future?

The COVID-19 pandemic has destroyed millions of businesses and changed others irrevocably. Lenders are one of the business branches affected and many of them are struggling just like those who are currently unable to receive loans. Many sources criticize financing providers for stopping loan originations or tightening lending standards. However, the current situation has also created an opportunity for fintech.