Every bank today is navigating a relentless stream of new requirements: ISO 20022 adoption, 24x7 real‑time rails, open banking mandates, digital currency experiments, and the practical application of AI across risk and operations.

These trends all point to a single strategic need, a consolidated, flexible payments infrastructure that can support any payment, anytime, anywhere.

Wealth managers are confusing themselves by relying on too many technology systems, according to new research from Avaloq, a global leader in digital banking solutions and wealth management technology.

Mollie has become one of the first European payment providers to build a fully functional payment integration with ChatGPT. During a hackathon in Lisbon, the product and engineering team demonstrated a complete purchase through an AI assistant, from product discovery to payment using Apple Pay. The breakthrough lies in the successful development of a delegated payments API, making Mollie's infrastructure compatible with OpenAI's Agentic Commerce Protocol (ACP).

Aviva, a startup using natural language processing to transform conversations into structured data to offer microloans, has secured a USD 50 million credit line from Community Investment Management (CIM), an institutional impact investment manager that provides strategic debt capital to demonstrate and scale responsible innovation in lending for underserved communities. 

Monzo has raced past 14 million customers, after a record 2 million individuals and businesses joined the UK’s largest digital bank in the six months to September 2025 - around a 40% uplift year-on-year. 

 Zopa Group PLC, the digital bank pioneer trusted by 1.6 million customers, is today announcing a landmark partnership with Upvest, Europe’s leading investment infrastructure provider. 

ID-Pal, a leading provider of AI-powered identity verification, has announced a major enhancement to its multi-award-winning document-fraud detection feature, ID-Detect, delivering even more powerful defences against digital manipulation generated by AI. This form of manipulation is one of the fastest-growing threats facing financially regulated enterprises and payments providers.

NEXT Biometrics, the world leader in advanced high-security fingerprint sensor technology, has secured its first mass production order in Vietnam. The order, for NEXT NB-2033-U2, has been placed by a Vietnamese System Integrator and the sensors will be used to support payments authentication and know-your-customer (KYC) use cases for stronger, more convenient transactions.

Zilch, the consumer payments platform powering the future of commerce, today announced a multi-year agreement with Arsenal, becoming the club’s Official Way To Pay.

The global partnership, which marks Zilch’s first foray into sports, spans both men’s and women’s teams, and will make available Zilch’s range of flexible payment options to Arsenal supporters.

Worth, the fintech platform modernizing onboarding and underwriting for financial institutions, today announces a series of leadership transitions and key executive hires to support the company’s accelerating growth following its impressive seed round earlier this year.