Financial IT: Can you please briefly tell us about GoCardless and your role in it?

Duncan Barrigan: GoCardless is a global leader in direct bank payments. We make it easy to collect recurring and one-off payments directly from customers' bank accounts through direct debit and open banking. Our global bank payment network and technology platform currently serves more than 75,000 businesses worldwide, from multinational corporations to small businesses.

Embedded lending – the integration of lending into non-financial ecosystems – presents a major growth opportunity for lenders. As consumers embrace the uber-convenience of accessing the funding they need when and where they need it, 45% of loans could be taken out in a non-financial context within just five years.

Bump, an all-in-one financial services platform with tools that help creators better track and manage their money, today announced it is working with Highnote, a fully cloud-native modern card issuanc

PCI Pal®, the global SaaS provider of secure payment solutions for business communications, is delighted to announce it has been revealed as a finalist in the 2023 Card & Payments Awards. Judges have shortlisted PCI Pal’s new Pay By Bank digitally-native payment product for the Best POS Solution category.

An unconventional path to becoming CEO

Corserv, a company that empowers banks and fintechs with payment programs, has implemented an innovative credit card program with Santa Cruz, CA-based Santa Cruz County Bank, to serve their business and commercial clients.

iDenfy, full-stack ID verification, fraud prevention and compliance startup, partnered with IboxPay, a Poland-based fintech and cash-in payment solution provider that recently moved from Ukraine. The company integrated iDenfy’s AML solution pack to ensure compliance and prevent fraud. 

THORChain, the non-custodial decentralized exchange (DEX) that opens access to native and cross-chain liquidity, has launched its single-sided staking capabilities, allowing community members to take advantage of decentralized finance (DeFi) while maintaining full ownership of their native Bitcoin (BTC) or other assets.

VizyPay, a leading payments processing fintech, today announces it ranked No.

Fintechs and banks have not always been the most comfortable of bedfellows, with the latter seeing the former as a digitally-powered threat to their business. 

This has created a ‘fear’ within banks that fintechs are out to beat them at their own game, as they service customers in a way that banks may not be able to, and fintechs also tend to be nimbler when developing new technology.