Founded by Erich Bonnet in 2014, Smart Lenders AM specialises in Crowdlending, an alternative lending model that competes with traditional banks. 

This model provides faster access to credit while generating considerable savings for borrowers as well as improved returns for investors.

Since its creation, Smart Lenders AM has provided institutional investors with access to this asset class through its two funds: Moonstone Lending Fund SICAV SIF, the largest marketplace lending fund in Continental Europe, and The Lending Smart Fund 1, an innovative debt fund with credit protection dedicated to supporting the European fintech ecosystem. 

Today, the company has passed a new milestone on its trajectory by announcing that it has lent over $2 billion to loans via lending platforms in Europe and the United States. This is a recognition of Smart Lenders AM’s unique expertise in credit scoring, risk management, and administrative monitoring of a highly granular asset class.

"This investment volume consolidates Smart Lenders AM's experience, as our main fund Moonstone Lending Fund reaches 7 years of positive track record, and one year after the launch of our new innovative debt fund, The Lending Smart Fund 1" says Erich Bonnet, Chairman of Smart Lenders AM. 

Smart Lenders en quelques chiffres :

• $450m AuM

• 600,000 consumer loan transactions processed annually

• 3,000 loans to small businesses acquired since inception

• 9 years of track-record

• $2bn of loans financed since inception

• Lending relationships in place with 25 FinTechs including online consumer and SMBs lending platforms, Buy Now Pay Later, Revenue Based Financing and Leasing.

• AMF regulation, credit granting and AIFM full scope.

• Team of 15 people with complementary skills: trading & portfolio management, quantitative finance, credit scoring, artificial intelligence & machine learning operations, marketing.