Institutional Grade Offering

The team at ACY have worked tirelessly in sourcing lightning-fast liquidity across the full range of asset classes, so you can offer your clients the optimal price feed at all times.

Premium Customer Support offered 24/5 in 14 different languages.

Real-time reporting on ACY Cloud for clicks, sign ups, deposits, trade, and commissions.

Marketing tools provided by Finlogix, wide variety of financial widgets with drag and drop simplicity and affiliate tracking codes automatically embedded in the HTML code.

Regulated in multiple jurisdictions.

Bespoke Tailored Solutions for their partners with access to the right bundle of products at the most effective pricing.

Introducing Broker

Free to join, Free tracking, Instant rebates, Free marketing tools, Lucrative commissions, Dedicated customer service.

White Label

Top liquidity pricing via exclusive package regarding their MT4 servers, all the back-office support for a full white label forex solution, a complete business vehicle to successfully grow your brokerage setup, latest market news, in depth market analysis and the best trading tools for your traders.

Fund Managers

Free use of MAM / PAMM, Free use of LPOA, access to more than 700+ trading instruments, intelligent allocation, ECN/STP trading model with access to pricing from top 16 liquidity banks, participation with minimal risks with lowest trading volume starting from 0.01 lots, Ability to use stop loss and take profit orders and automatic calculation of commissions and performance fees with easy withdrawal options, complete reporting analytics.

Regional Managers

Benefits of growing a business with an attractive earning potential, Free management tools, Instant commissions, Transparent reporting, and complete marketing support.

iSHRAQ*Invest provides real time access to investment information through a user friendly web interface that offers 3 levels of information in a single page as well as a multi tabbing feature that makes the navigating experience through the system more effective while saving all the data coherently. Every transaction applied on the system is calculated and reflected automatically, minimizing the overall time consumed to run the portfolio calculations and enhancing the system performance. This advantage is useful when generating reports in previous dates since these reports take almost the same time to generate as the current report.

Key benefits are:

• Enables customers to invest in most asset classes, in multiple markets, using one or more currencies.

• Improved operational performance and productivity through its fully centralized database along with full scalability for unlimited growth and large volume processing capabilities.

• Offers comprehensive and consolidated reports, market updates, and portfolio yields.

• Enables portfolio managers to manage money of one or more portfolios in a specified currency which saves front officers of all back office accounting details.

• Stock markets support in single and multi-currencies including setting deals, commission and fees rates in each currency allowed by the dealing market.

• Automatic calculation of fees at specified periods or with each transaction, whether it is per-transaction, fixed amount or fixed lump sum at a specific period.

• Fully integrated web based application allowing employees and customers real time access to investment information.

• Ability to maintain several transactions simultaneously with independency in saving different forms allowing users to create, edit and save several records at once.

iSHRAQ*Finance provides financial facilitators with a comprehensive Islamic finance platform  rich in tools to maximize investment performance through a wide range of Islamic products that are specially tailored to meet the diverse needs of their corporate and retail customers, while being fully compliant with the Sharia  regulations. It is a complete customizable and innovative solution that includes all the finance facility cycles starting from the approval workflow, managing legal entities, setting repayment plans, connecting the business parties with the following Islamic products:

• Murabaha

• Mudaraba

• Musharaka

• Deminishing Musharaka

• Tawarruq

• Qard Hassan

• Musawma

• Ar-Rahnu

• Istisnaa

• Leasing

iSHRAQ*Microfinance Loan Programs Business Features:

• No collaterals, guarantors, or bank accounts

• No penalties for late payments

• Loan full or partial dropping in case of customer death or inability to repay

• Grouping concept to mitigate collection risk

• Takaful concept: Customer performance tracking for further loan programs.

• Back date facility that can undo the effect of posting transactions backward until a specific date; to  add missed transactions in the past and affect balances in the past and update or delete one or more posted transaction.

• Built-in data mart for quick generation of complex and multiple-domain reports without affecting the application performance. The data mart also allows getting reports as of any date in the past with the same performance as of current date. 

• Friendly user interface in terms of facilitating application usage through multi-pages, multi-tabs and customizable favorite list for quick and easy access of day-to-day tasks.

• Solid approval workflow engine to guarantee that each transaction has its own approval path, starting from the transaction submission until the final decision is made.

• Allows remote approval for application requests.

• Task list that shows the current transaction pending for action from the current user. When a transaction is done, it disappears from the list, saving the user from searching, with the option of creating a mass action for bulk transactions.

• N-tier architecture with two common presentation and database tiers, in addition to the middle-tier which is composed of control-logic enabling data-access tier directly or through the business tier.

• Fully web based structure that grants access to any location (branch) without any installation or maintenance efforts.

• SOA (Services-Oriented Architecture) compliant which allows exposing web services to bank clients in order to create application requests, application follow-ups, or any other inquiries.

• Fully compliant with Sharia principles.

The iMAL core strengths:

• Supports all known Islamic banking instruments
• Web interface, N-Tier Java based, SOA architecture
• With high parameterization capabilities; greater process efficiency, better risk mitigation
• Multi-currency, multi-branch, multi-company enabled accounting backbone
• With strong product definition features
• Fully integrated yet modularized, with Model Bank
• Highly automated and flexible system
• Ensures quick time to market products.

iMAL employs multi-tier architecture using the latest JAVA technology with either Oracle or SAP Sybase as core database servers. These powerful and at the same time affordable Relational Database Management Systems (RDBMS) provide sophisticated data protection and high-speed access to information.

The system runs on all the main platforms and operating systems requiring only an up-to-date internet browser at the client side.

iMAL is rich in opportunities for increasing revenue through cross-selling and upselling. It also enables a 360° view which enhances customer service.

It is also cloud ready and deployable on a fully scalable, multi-server n-tier architecture. It includes out-of-the-box, industry best practice processes that further support rapid implementation, team knowledge transfer and sustainable business processes.

The fully integrated front, middle and back office Islamic core banking platform, running 24/7 in real-time -iMAL- combines comprehensive business functionality with an advanced, secure, scalable and modular architecture proven to meet the market toughest challenges of today and tomorrow. 

iMAL enables Islamic financial institutions to carry out essential tasks across retail, corporate and in­vestment banking including core banking, transaction banking, online and mobile, payments & financial messaging, trade services and cash management. These applications help Islamic financial institutions to meet business needs in areas like streamlining operations, introducing new products, improving efficiencies and customer service, and ultimately increasing revenues while reducing risk.

iMAL provides platform independence, real-time interfaces, extreme usability, full scalability, high-performance, excellent productivity for configuration and deployment, and modular components.

With iMAL, Islamic financial institutions are empowered to achieve:

• Built-in Islamic operations standard compliant workflows and system controls
• Various delivery channels
• Faster time to market
• Exact fit to business requirements
• Phased migration and implementation approach
• Running businesses in real-time mode
• Higher operational efficiency:
• Single integrated platform for all banking activities
• Flexibility to meet change and growth requirements
• Cost reduction by implementing STP
• Optimized business performance
• Superior customer service
• Efficient speed of service
• Precision of documentary cycle
• Electronic reconciliation (quick notices)
• Prompt dispute resolution: Legal, collection, valuation, procedures, etc.

iMAL is based upon customers’ serviceability. One of these backbones is the production of multilingual statements to customers of the Islamic financial institutions. This is done with minimal data entry at the outset of the system’s parameterization, whilst the production of the various statements, advices, is done automatically by the system without manual intervention by the end-user.

iMAL, which is in compliance with Basel II/III & AML, enables Islamic financial institutions to contain the risk element before they get exposed to a higher degree of risk through effective risk management built into every single transaction that is undertaken in the system.

In addition, iMAL helps Islamic financial institutions implement a flexible, cost-efficient infrastructure with instant access to accurate, up-to-the minute financial updating in order to make informed opera­tional and strategic decisions at a moment’s notice. This comprehensive approach produces a higher Return On Investment to our clients.