Following successful launches in the UK, the Netherlands, France, Italy, and Germany, Viva.com, Europe’s first acquirer powering payments on any device in 24 markets, enables Tap to Pay on iPhone in Austria, Czech Republic, Ireland, Sweden, and Romania. This is the next wave of European markets to benefit from this easy, secure, and private contactless payment solution. With just an iPhone and Viva.com's Terminal iOS app, local businesses can seamlessly and securely accept all forms of contactless payments - including contactless credit and debit cards, Apple Pay, and other digital wallets. No additional hardware or payment terminal is needed. 

Tap to Pay on iPhone, coupled with Viva.com’s Terminal iOS app, empowers merchants of all sizes and industries, from micro-SMEs to large enterprises, and from bustling cafes and retail stores to hotels and independent contractors, to accept payments effortlessly. Merchants can use just an iPhone to accept payments, while customers’ checkout experience becomes utterly streamlined and can be completed anywhere within the store or establishment, minimizing the time spent waiting at the till. Tap to Pay on iPhone with Viva.com’s Terminal iOS app features all major international card schemes - MasterCard, Visa, American Express, Discover, and Diners.

"Seeing the innovation of Tap to Pay on iPhone with Viva.com's Terminal app unfold across Europe is truly exciting. This breakthrough solution expands the coverage of our technology capabilities that surpasses the limitations of traditional card terminals. Merchants can now use Viva.com’s minute-long digital onboarding process and start accepting payments using only an iPhone. It doesn't get any simpler than that, and we're proud to be at the forefront of this revolutionizing payment experience,” notes Harry Xenophontos, Chief Partnerships Officer at Viva.com. 

Merchants can effortlessly set up Tap to Pay on iPhone by downloading Viva.com’s Terminal app from the Apple App Store using their iPhone XS or later running the latest iOS version and start accepting payments within minutes. Transactions are securely completed with a simple tap of a contactless credit or debit card, iPhone or Apple Watch, or other digital wallet. Apple’s Tap to Pay on iPhone technology uses the built-in features of iPhone to keep the customer data private and secure. When a payment is processed, Apple doesn’t store card numbers or transaction information on the device or on Apple servers.

Viva.com’s Terminal app is an essential part of its payments bundle, offering merchants value-added features, such as near-instant access to their funds with transactions settled within 60 minutes, and a cashback scheme to reduce transaction fees to as low as 0%, using the Viva.com business debit card.