Alternate Investment Platforms to Look out for in 2022

  • Platform Technology , Cryptocurrencies , Alternative Finance
  • 29.12.2021 10:30 am

With the year ending, most of us would be planning for the new year resolutions, and one of the most popular resolutions just next to fitness is financial discipline. But making financial decisions is not a cakewalk. One needs to be pretty well informed about the different asset classes, history, and risks involved before investing their hard-earned money. The market is flooded with newer and attractive investment avenues that one can consider moving beyond traditional options like bank FDs, PPOs and share market. Many of these investment options allow the investors to earn passive income leading to accumulating more wealth as compared to traditional investment options.

We have curated a list of the five best new-age alternative investment avenues to look out for in 2022 that would partner you in achieving your short and long-term financial goals.

Strata, is a tech-enabled real estate investment platform aiming to democratise commercial real estate in India. Strata helps investors to own a fraction of a premium commercial real estate across all metro cities in India. All this is done via a digital platform where the investor can check the property, the investment amount, lock-in period and other details. Since its inception in 2019, Strata has had over 15000 users with an active investor base of over 1500. Strata provides lucrative investment options in commercial real estate with a stable rate of return ranging from 8% to 13%; and has become one of the leading players in the fractional ownership space in India.

LenDenClub is a leading peer-to-peer lending platform that provides an alternate investment opportunity to investors or lenders looking for high returns with creditworthy borrowers looking for short term personal loans.  With over a million investors on board, LenDenClub has become a go-to platform to earn returns in the range of 10%-12%. LenDenClub offers investors a convenient medium to browse thousands of borrower profiles to achieve better returns than traditional asset classes. Moreover, LenDenClub is safeguarded by market volatility and inflation. LenDenClub provides a great way to diversify your investment portfolio.

Bitbns is one of the oldest cryptocurrency exchanges in India. Founded in 2017, it aims to bring cryptocurrencies to the masses and restrict them to affluent people. Bitbns has over 3 million traders on their platform, the exchange lists over 300 coins, the highest amongst its peers. The platform also provides various types of investment options like Systematic Investment Plans (SIPs) and Fixed Income Plans (FIPs) in bitcoin. The SIP is similar to SIPs in mutual funds, and it is provided through their Bitdroplet platform. While in the FIP option, the investor can choose to invest in bitcoin for a fixed period of time and are guaranteed the fixed rate of return, this option is only available on the website version of their platform.

Vested Finance is a California-headquartered U.S. Securities and Exchange Commission (SEC) Registered Investment Advisor (RIA) that provides an online investment platform that enables Indian investors to invest in the US stock market. Founded in 2018, Vested Finance has recently raised $3.6 million in seed funding. Vested has also become more accessible to invest in the Indian investors by partnering with brands like Axis Securities, Kuvera, 5Paisa, Angel Broking, among others, to provide their investors with the opportunity to invest in the US stocks.

Kristal.AI is a global digital-first private wealth platform. It enables easy access to high-potential startups and private companies to diversify and enhance investors' portfolios through their private markets. They offer alternative investment options with exclusive private equity, Pre-IPO deals, stocks from multiple global stock market exchanges, and VC funds. The fund's platform uses active strategies that enable clients to access exclusive investment strategies with risk management and periodic reporting. Kristal.AI has advised over 30,000 platform users and funded over 3000 accounts since its inception in May 2020. They have investors from 20+ countries across the world. 

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