Checkout.com Data Release: Last-Minute Shoppers And January Sales Drive Multiple Christmas Spending Peaks
- 5 months 1 week ago
- Personal Finance
New data from Checkout.com, a leading global digital payments company, reveals that the 2025 UK holiday season was defined by a series of distinct spending waves, as consumers shifted from early gift-buying to last-minute essentials and post-holiday sales. Transaction data shows that even after the initial December rush, spending remained resilient, with the week before Christmas and the first weekend of January driving volumes well above the... more
Cash Usage Rises For Fourth Year As Brits Continue To Value Money in Their Pockets
- 5 months 1 week ago
- Personal Finance
Cash withdrawals from ATMs hit £4.2 billion in 2025 – surpassing the previous high of £4 billion in 2017 – data from Nationwide shows. The new record supports figures that highlight four years of consecutive growth in ATM withdrawals across Nationwide’s branches.
From Resolution To Reality: Credit Expert Tips For Your 2026 Financial Goals
- 5 months 1 week ago
- Personal Finance
As another year dawns, many will be thinking about how to improve their financial well-being in the year ahead, from saving more and reducing debt, to improving their credit scores. Equifax UK data1 reveals a clear seasonal uptick of consumer spending in November and December, including across jewellery, fashion, health, beauty and groceries, and with rises of over 50% and 30% in toy shop and electrical store spend respectively.
Smart Money App Plum Launches No Spend Challenge Which Could Save You Hundreds This January
- 5 months 1 week ago
- Personal Finance
Smart money app Plum has launched a No Spend Challenge to help users limit their spending and boost their savings this January.
Christmas Squeeze: Brits Cut Back on Festive Spending — But Small Steps Now Can Ease the Strain in 2026
- 5 months 1 week ago
- Personal Finance
Data from Vanquis’ Financial Wellbeing Index found that one in five UK households earning under £40,000 had planned to cut back on Christmas spending in 2025, as families continue to juggle rising living costs. Across all households, the Index revealed that people were most likely to trim back on treats like eating out and parties while doing their best to protect essentials such as the food shop and the cost of travelling to see loved ones.
Visa Analysis: UK Holiday Spending Climbs 3.6%
- 5 months 3 weeks ago
- Personal Finance
Visa, a global leader in digital payments, today released its annual Retail Spend Monitor from Visa Consulting & Analytics (VCA), offering a comprehensive view of UK holiday retail activity. Preliminary data shows that overall holiday retail spending increased 3.6% year over year across all payment types, including cash. These figures are not adjusted for inflation.
Bitget And UNICEF Launch Initiative To Empower Girls in Cambodia For the Digital Economy
- 5 months 3 weeks ago
- Personal Finance
Bitget and UNICEF have joined forces to empower young girls in Cambodia prepare to thrive in a digital economy through an unexpected entry point: video game development.
From Resolution To Reality: Credit Tips To Help Achieve Your 2026 Financial Goals
- 5 months 4 weeks ago
- Personal Finance
As another year closes, many will be thinking about how to improve their financial well-being in the year ahead, from saving more and reducing debt, to improving their credit scores.
Starling Bank Launches New Tool To Help Customers Be ‘Good With Money’
- 6 months 4 days ago
- Personal Finance
Three quarters of UK couples (74%) are speaking different ‘money languages’, with different communication styles causing conflict for two-thirds of couples (66%) and delaying major life milestones such as home ownership and starting a family. As a result, financial compatibility has become a top three priority for people when looking for a partner, alongside sexual compatibility and shared interests, and above shared political and religious... more
LHV Bank Launches Easy Access Savings Account Paying 4.25% AER
- 6 months 2 weeks ago
- Personal Finance
LHV Bank has today launched its new Easy Access savings account paying a highly competitive 4.17% Gross/4.25% AER on balances up to £100,000. This straightforward, no-gimmicks savings product gives savers the freedom to access their money whenever they need it with no withdrawal limits and no bonus rates or penalties.
Innovative Debt Consolidation Technology Could Save Brits £17.2bn in Unnecessary Interest Payments
- 6 months 2 weeks ago
- Personal Finance
Millions of UK consumers could save an average of £1,257 each year by consolidating unoptimised debt, according to new Experian research. As the UK braces for the Autumn Budget this week and with Christmas spending adding seasonal pressure to household budgets, new research reveals that wider adoption of debt consolidation technology could unlock £15.1 billion in household spending and generate £2.1 billion in extra savings annually through... more
Friendly Fraud Expected to Increase by 25% Between Thanksgiving and Cyber Monday, Warns ACI Worldwide
- 6 months 2 weeks ago
- Personal Finance
'Friendly fraud’ is expected to increase by 25% between Thanksgiving and Cyber Monday, according to an analysis of billions of transactions of global eCommerce businesses by ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology.
Zopa Bank Launches Investments to Help Brits Grow Their Money Confidently
- 6 months 3 weeks ago
- Personal Finance
Zopa Group PLC, the digital bank pioneer trusted by 1.6 million customers, has entered the Investments market to help the 15 million Brits who hold excess cash grow their money confidently. Designed for the nation’s new generation of first-time investors looking to make their money work harder with peace of mind, Zopa Investments forms part of Zopa’s vision to build the Home of Money.
Up to 46 Million Brits Hit With Unexpected Costs as Families Brace for More Financial Pressure Ahead of the Budget
- 6 months 3 weeks ago
- Personal Finance
New research from Creditspring reveals that the average Brit has spent hundreds of pounds in the past year on unplanned expenses - from car repairs and broken appliances to vet bills and home emergencies - with millions now worried that the upcoming Autumn Budget will make life even more expensive.
Smart Money App Plum Expands Cash ISA Bonus to Transfers-In
- 7 months 1 week ago
- Personal Finance
Smart money app Plum will now be offering its bonus interest rate for transfers-in to its popular Cash ISA product. Previously, the bonus rate was only available to customers depositing new funds into their Plum Cash ISA. Transfer-in customers will now be eligible for the full interest rate, including the bonus - a much more competitive rate than many high street banks offer.
