Lead Bank Taps Prelim to Modernize Digital Onboarding for Consumers and Businesses
- 5 months 1 week ago
- Personal Finance
Prelim, a Silicon Valley-based fintech known for its award-winning omnichannel onboarding solutions, is now working with Lead Bank, a Kansas City-based financial institution, to elevate its digital banking experience.
Pessimism About Future Household Finances Rises, Yet Majority of U.S. Consumers Remain Optimistic
- 5 months 1 week ago
- Personal Finance
As tariffs and the potential for rising cost of goods have dominated the news cycle since early April, a new TransUnion (NYSE: TRU) Q2 2025 Consumer Pulse study found that 27% of U.S. consumers are now pessimistic about their household finances over the next 12 months.
FICO Survey: UK Consumers Trail Europeans in Real-Time Payments
- 5 months 2 weeks ago
- Personal Finance
An international survey on the uptake, trust, and future of real-time payments (RTP) from global analytics software leader FICO suggests that UK consumers are behind other European markets. Of the five surveyed countries in EMEA, the UK had the smallest number of consumers who had sent an RTP. Key Findings:
U.S. Bank: 1 in 3 Young Entrepreneurs Eye Business Takeovers, But Many Seniors Delay
- 5 months 2 weeks ago
- Personal Finance
U.S. Bank released its third Small Business Perspective survey report today, revealing how owners across the country are responding to an environment defined by rapid change. The nationwide survey of 1,000 small business owners explored how they are navigating challenges ranging from economic stressors to the rise of generative AI, all while remaining focused on long-term growth, succession planning, and leaving a lasting legacy.
Ria Money Transfer's New Approval Enables Digital Salary Payments for Malaysia's Migrant Workforce
- 5 months 2 weeks ago
- Personal Finance
Ria Money Transfer , a global leader in the cross-border money transfer industry and business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT) has been officially approved by the Department of Labour Peninsular Malaysia (JTKSM) for the disbursement of digital wage payments via the Ria Wallet. By streamlining wage distribution through digital means, the Ria Prepaid Card Program, in collaboration with Mastercard, provides an omni-channel solution... more
Greenlight Survey Data Reveals Family Financial Wellness as a Growth Opportunity for Financial Institutions
- 5 months 3 weeks ago
- Personal Finance
Greenlight®, the fintech company that helps families navigate money and life together, today released new survey data revealing a significant opportunity for financial institutions to drive long-term growth and loyalty by prioritizing family financial wellness.
The Cambridge Building Society Goes Live with Finova’s Savings App, Delivering Frictionless Onboarding and Faster Account Openings
- 5 months 3 weeks ago
- Personal Finance
Finova, the UK’s leading cloud-based mortgage and savings software provider, has today announced that The Cambridge Building Society is the first customer to adopt and go live with its new mobile-first onboarding app for savers.
UK Finance Salaries Stall While Gender Pay Gap Widens To 35%, Reveals Spendesk Research
- 5 months 3 weeks ago
- Personal Finance
Spendesk, the AI-powered spend management and procurement platform, has released its annual Salary Benchmark Report conducted with Europe's largest finance community, CFO Connect. The 2025 study examined salaries of finance professionals across the UK, Europe and the US. It surveyed over 600 finance professionals across multiple markets, revealing troubling developments in the UK finance sector.
Raindrop Reunites Savers with Over £500 Million in Lost Pension Pots
- 6 months 5 days ago
- Personal Finance
Pension finding platform, Raindrop has tracked down over 50,000 lost pension pots for UK savers since launch. Raindrop’s technology has also recovered over £500 million in lost pension savings during the same period.
Trade Wars, Inflation, Economic Uncertainty Push UK Consumers to ‘Weaponise’ Chargebacks
- 6 months 1 week ago
- Personal Finance
Chargebacks911, a global leader in dispute resolution and chargeback prevention, is warning UK merchants that inflationary pressures, trade disruption, and weakening consumer confidence are creating the perfect conditions for a sharp rise in chargeback abuse.
Over a Third of Global Consumers Use AI to Shop, a 47% Increase on 2024 Numbers Shows Adyen’s Research
- 6 months 2 weeks ago
- Personal Finance
Adyen, the global financial technology platform of choice for leading businesses, today published its 2025 Annual Retail Report that finds there’s been a 47% surge in people using AI to shop. In a poll of 41,000 consumers across 28 countries, more than one in ten (12%) said they had used AI for the first time over the past 12 months to help them with their shopping experience. And an impressive 55% of people said they would be open to making... more
Descartes’ Annual Ecommerce Study Shows Younger Consumers Driving Online Buying Growth - but 79% Have Experienced Delivery Problems
- 6 months 3 weeks ago
- Personal Finance
Descartes Systems Group , the global leader in uniting logistics-intensive businesses in commerce, released findings from How Smarter Home Delivery Wins Younger Consumers as Online Buying Slows, its fourth annual consumer sentiment study of ecommerce home delivery.
Prodigy Finance Flags Currency Volatility as Rising Concern for Study Abroad Aspirants
- 6 months 3 weeks ago
- Personal Finance
Currency volatility is becoming one of the biggest challenges for students planning to study abroad. When exchange rates fluctuate, the cost of tuition, housing, and everyday expenses can shift dramatically, often without warning. For students from countries where the local currency is weakening against the US dollar, pound, or euro, this can lead to serious financial strain, forcing them to either stretch their budgets or reconsider their plans.
CFPB Announces Enforcement Actions on Buy Now, Pay Later Loans
- 6 months 4 weeks ago
- Personal Finance
The Consumer Financial Protection Bureau is announcing today that it will not prioritize enforcement actions taken on the basis of the Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans, 89 Fed. Reg. 47,068 (May 31, 2024) (“Buy Now, Pay Later”).
1,000-Day Delays, Broken Trust, and Calls for Compensation: New Data Exposes Scale of Pension Switching Crisis
- 7 months 1 week ago
- Personal Finance
New research from PensionBee, a leader in the consumer retirement market, reveals a stark picture of a system buckling under outdated processes, inconsistent standards, exploitation and lack of regulatory enforcement – with one case of a saver waiting more than 1,000 days to switch their pensions.
