dLocal, the leading cross-border payment platform connecting global merchants to emerging markets, announced today a major advance in mobile payments by enabling Pix with Biometrics, Brazil’s new Central Bank authentication flow. The feature allows users to confirm Pix payments with a face or fingerprint scan directly inside a merchant’s checkout, removing one of the biggest friction points in mobile commerce: redirection to a banking app.

The premise is simple but transformative. Instead of redirecting users to their banking app, authentication happens within the merchant app via facial recognition or fingerprint. Once the payer grants biometric consent, future Pix transactions can be approved instantly with a single gesture. It’s a major step toward a card-on-file-like experience — and dLocal is positioning itself as the bridge that brings this upgrade to a global scale.

Pix with Biometrics eliminates the longstanding friction of app-switching during Pix payments. The Central Bank’s goal is to make the Pix flow fully embedded, faster and far more intuitive, especially on mobile. dLocal’s “Pix with Biometrics” label describes, in simpler terms, what the technical framework known as the Jornada Sem Redirecionamento (JSR) enables: biometric approval right inside the checkout, with no redirects, no banking app, and no extra steps. For global merchants selling into Brazil, this effectively opens up a new UX category — Pix as seamless as saved cards.

dLocal's early mover launch of Pix with Biometrics highlights the company's product strategy around Pix. Every new Pix capability released by the Central Bank will be offered by dLocal immediately. Internally, the company has built a Brazil-focused team spanning regulation, engineering, UX, compliance and performance optimization. By moving fast on Pix with Biometrics, dLocal reinforces its plan to remain the go-to expert layer for global merchants navigating Brazil’s uniquely advanced payment infrastructure.

“Pix evolves fast — and so do we. Our commitment is simple: every new capability introduced by the Central Bank will be available to our global merchants without delay,” said Pedro Arnt, CEO at dLocal. “Leading in Brazil means staying aligned with the pace of innovation, and Pix with Biometrics is another step in that direction.” 

For marketplaces, digital services and apps operating in Brazil, payment friction — especially on mobile — remains a conversion killer. With Pix with Biometrics, merchants gain a redirectionless flow, biometric approval inside the checkout and improved conversion and purchase frequency.

The rollout of Pix with Biometrics for merchant integrations is beginning, allowing merchants to initiate the pilot phase.