so-sure offers fast, reliable and simple mobile phone insurance in a market that is often seen as opaque and complex. so-sure declines less than 4% of claims - far lower than the traditional insurance industry.

so-sure are also disrupting the insurance market by introducing ‘social insurance’. The concept allows customers to connect their policy with friends and family members who also have a policy with so-sure. As long as no one you are connected to makes a claim, the customer will get up to 80% of their premium back at the end of the policy year. 

What's more, so-sure offers one simple policy with no hidden terms and cover you for loss, theft, accidental damage, out of warranty breakdown and more.

Starling’s in-app Marketplace, launched in February 2018, offers its customers direct access to financial services and products securely on their phone. Starling has existing partnerships with pension provider PensionBee, digital investing services Wealthsimple and Wealthify, mortgage broker Habito, travel insurance provider Kasko, life insurance provider Anorak, and receipts and loyalty partner Flux.

Starling are targeting 25 marketplace partners by the end of the year. 

Megan Caywood, Chief Platform Officer, Starling Bank said: 
“Through our Marketplace, we want to enable our customers to manage their whole financial life in one place. As a mobile only bank, we understand the need for affordable mobile phone insurance, so partnering with so-sure was a natural fit. so-sure share our ethos of putting the customer first and are another example of our commitment to partnering with disruptors that are working to improve customers lives through intuitive products and fair and transparent pricing.

Dylan Bourguignon, CEO of so-sure, said: 
“People just don’t trust insurance companies. Insurance is too expensive and when you need to claim, the current system makes it really difficult. We wanted to create an insurance policy that provides an amazing claims experience if something happens to your phone. And, have fantastic rewards if you and your friends/family don’t claim.”