AAC taps Scienaptic to make smarter credit decisions to empower automobile dealers in selling more vehicles to clients with limited or no credit history

Scienaptic, a leading AI-powered credit decision platform provider, announced today Automobile Acceptance Corporation (AAC) has deployed its solution, positioning AAC to streamline its lending processes while helping dealers approve more loans to underserved buyers. 

College Park, Ga.-based AAC specializes in providing automobile financial services to consumers with all types of credit. Partnering with more than 1,000 automotive dealers, AAC offers a unique opportunity to re-establish credit and get a second chance to finance an automobile. With Scienaptic’s AI-enabled credit underwriting platform, AAC will streamline their loan decisioning process to drive higher automation and enhance credit access for automobile buyers.

“At AAC, we strive to develop relationships that make a positive difference for our customers while constantly improving internal systems and processes,” said Crystal Fortson, Head of Indirect Credit & Funding at Automobile Acceptance Corporation. “Scienaptic's AI-powered credit decisioning platform will help enhance our ability to offer smarter credit decisions  to underserved segments, further strengthening our customer relationships and supporting their financial needs.”

“We are pleased to partner with AAC, equipping them with industry-leading AI,” said Pankaj Jain, President of Scienaptic. “With Scienaptic’s AI-powered credit decisioning platform, AAC will expand its lending portfolio while tapping enhanced decision-making capabilities to minimize risk and offer better finance management.”