Utility or futility? Timing is everything
Imagine the setting: 140 years ago, down a dark Dickensian street in the City of London sits a lonely...
Too big to fail or too big to succeed?
Interesting to see that Martin Wheatley, head of the FCA, is siding with the largest asset...
Physical Wallet v Virtual Wallet
A brief history of what's in your wallet The Credit Card and revolving balance concept arrived in the...
Crowdfunding is overtaking VC and Angel funding levels
Back in 2010 crowdfunding was a fledgling industry. As with much early stage growth, very little of...
MiFID II data disaggregation – be careful what you wish for!
Under MiFID II pre- and post-trade data is required to be made available in an unbundled fashion –...
Can You Manage a Global Investment Portfolio in Excel?
The pace of private investment is changing. In fact, almost everything in the world of private...
Petrol and startups, a match made in heaven
For anyone starting or joining a startup you need to understand something important. Entrepreneurs, like...
Why the big Banks model is doomed!
The banks are too big to fail. Everyone says it and so it must be true. The last two decades have seen...
Retail money must stay in crowdfunding
There’s a curious “truth” doing the rounds in the peer-to-peer sector. It goes something like this:...
The crowdISA will be the crowdfunding game-changer
With the return of the Conservatives to government many of their policies will see a ‘business as usual...