New data from FICO (NYSE:FICO), the predictive analytics and decision management software company, showed that late credit card payments have continued to decline in the UK, reaching the lowest point in more than two years. FICO's analysis of around 80 percent of all credit cards issued in the UK showed a continued decline in the percentage of accounts that are delinquent, matched by a decline in the balances that are delinquent.
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Late Payments Reach Two-Year Low Among UK Cardholders
Thursday, March 26, 2015 - 18:27
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CardFlight make EMV-ready chip card readers for mPOS suit
CardFlight, a leader in mobile point of sale (POS) technology announced today the availability of EMV-ready chip card readers for its SwipeSimple mobile point of sale solution. The United States is in the process of migrating to the EMV chip card standard, with a liability shift occurring in October 2015 that provides incentives for merchants to upgrade their payment terminals to devices capable of reading chip cards.
Thursday, March 26, 2015 - 18:24
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OptionsCity Launches Next-Generation Professional Futures and Options Trading Platform, Metro NOW
OptionsCity Software, a global provider of electronic trading solutions for professional futures and options traders, today announced the full release of its modular trading platform, Metro NOW. Metro NOW offers professional traders, financial institutions, hedge funds, banks, and commodity trading houses a customizable and scalable futures and options-trading platform, deployed seamlessly via the web.
Tuesday, March 24, 2015 - 19:00
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OptionsCity Software
PSD2: Can banks take the lead in the mobile payments race?
When we consider mobile payments, we often misjudge customers’ willingness to embrace adoption. This is because mobile devices are only the start of a new customer journey. Customers are not switching to mobile payments just because they prefer using smartphones. They are doing so because mobile payments offer integrated value-added services, such as reward programs, couponing and ticketing, which substantially enhance the overall customer experience.
PSD2 is coming!
Monday, March 23, 2015 - 19:00
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Filling the vacuum – alternative administration options in a shrinking market
Against a backdrop of continuous regulatory change, the drive towards lower operating costs, deeper member engagement and better member outcomes is creating new challenges for super funds. The ability to meet these challenges and keep a lid on costs and risks will require funds to consider alternative administration options. John Burke reports.
The status quo
Monday, March 23, 2015 - 19:00
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Does anyone really need a mobile wallet?
Reflecting on another conversation at last week’s conference, there were lots of discussions about why the mobile wallet wars were lost. No one’s won the mobile wallet war yet, not even Apple, but it is there to be won. In fact I wondered why it took a firm like Apple to take up the mantra and aim for this crown – not forgetting WeChat, Alipay and others – and realised it’s because no one has yet worked out what a mobile wallet is for.
Monday, March 23, 2015 - 19:00
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When one yes equals BCBS 239 compliance
Defining what BCBS 239 compliance looks like remains clouded in mystery. Tough ‘show and tell’ discussions rage on between banks and regulators as to what absolutely must be done to meet the requirements of the principles. But what if it could all be rolled up into a simple litmus test? One that could be presented to your board as being a good, solid marker as to how close your bank realistically is?
Sunday, March 22, 2015 - 19:00
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P2P lending: Coming to a platform near you?
Tuesday, March 17, 2015 - 19:00
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Payments transformation: are the banks ready to compete?
When it comes to innovation in financial services, the payments sector is leading the way. The widespread adoption of new technologies has completely changed the way we are able to make payments – from NFC and contactless cards to Pingit and mobile wallets. Recent research from Pinsent Masons suggests Paypal poses a bigger threat to the high street giants than challenger banks. As customers increasingly embrace these new methods, could banks be well placed to capitalise on payments transformation?
Monday, March 16, 2015 - 19:00
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MISYS LAUNCHES "BANKTIME" APP FOR THE APPLE WATCH
Misys, the leading financial software company, today unveiled the first banking app prototype for the Apple Watch – the wearable device which will be a major driver for contextual marketing in financial services. Misys Labs, a dedicated team focused on disruptive innovation, has created the app to enable banks to provide services to their customers in an entirely new way, providing consumers with new levels of customer service and experience.
Sunday, March 15, 2015 - 19:00
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Misys
