Shifting geopolitical dynamics and the demands of the always-on digital economy have reshaped the European payments landscape – driving the need for instant, secure and accessible transactions across the bloc.  This transformation has been enabled by a wave of regulatory and technological initiatives that have imposed new requirements and overhauled the underlying infrastructure – dominating banks’ change agendas and budgets.

After years of experimentation, digital assets are entering a more grounded, infrastructure-led phase. The real story in 2025 is regulatory clarity, deepening institutional interest and the shift toward scalable, integrated infrastructure. Not hype cycles or token rallies. This moment of change is a signal for fintech players ranging from payments and neobanking to compliance tech and embedded finance.

PPRO, the leading local payments platform, today announced the launch of Subscriptions for Local Payments. The dedicated solution empowers Payment Service Providers (PSPs) and merchants operating in the subscription economy to accelerate growth through optimised local payment strategies.

The level of identity fraud prevented in the first three months of the year has soared by 10%, new insights from Experian reveal. 

Nearly £130 million of third-party fraud was stopped by financial institutions in Q1 of 2025, up from £118 million compared to the same period in 2024.

Worldpay® has been a leader in making the purchase of digital currencies more accessible to consumers for more than 10 years and has now been selected by self-custodial wallet* provider, Exodus, to bring a native checkout experience to its users. As a result of this collaboration, Exodus is launching XOPay, a first of its kind solution which allows consumers to purchase cryptocurrencies directly within a self-custodial wallet using a credit or debit card.

Kashable, a mission-driven fintech platform Redefining Credit for Working Americans as an employer-sponsored voluntary benefit, today announced the closing of a $250 million credit facility. This financing will allow Kashable to continue to provide equitable, affordable credit and financial wellness solutions to employees and expand its reach to employers throughout the U.S.

SME financier, Bibby Financial Services (BFS) has appointed Daniel Johnson as Strategic IT Director as part of its growth strategy.

Daniel joins BFS with over 14 years’ experience in banking, fintech, insurance, and consulting. His most recent role was Founder and Director of Future Workforce, a consultancy specialising in AI, process automation, low-code and data analytics for clients, including the Home Office. 

NMI®, a global leader in embedded payments infrastructure, now enables its U.S. customers to seamlessly and securely accept in-person, contactless payments with Tap to Pay on iPhone. Tap to Pay on iPhone allows merchants to accept all forms of contactless payments, including contactless credit and debit cards, Apple Pay and other digital wallets, using only an iPhone and a supporting iOS app — no additional hardware or payment terminal needed.

Husk has successfully closed a €1M pre-seed funding round. This significant milestone is a powerful validation of our mission: to build the simplest, yet most powerful financial platform for startups across Europe.