Dear Banks,

Welcome to The Age of the Customer. For FIs, this means shifting the banking relationship beyond transactional services to the very heart of your customers’ daily living experience. But what does that actually mean in practical terms, and how can banks achieve it?

 Infosys Finacle, part of EdgeVerve Systems, a product subsidiary of Infosys (NYSE: INFY), and Efma, a global not-for-profit organization promoting innovation in retail finance today launched the seventh annual study of ‘Innovation in retail banking’. According to the research, 84% of retail banks have increased their investments in disruptive technologies and innovative services this year to deal with a surge in new industry competitors.

 iPass Inc. (NASDAQ: IPAS), the world's largest Wi-Fi network, has announced the launch of iPass SmartConnect, designed to connect customers invisibly and securely to the Wi-Fi hotspot that best meets their usage needs.

LogicMonitor, the automated end-to-end infrastructure performance monitoring solution, and Citrix, today announced a business partnership.

BB&T Corporation (NYSE: BBT) today named two new members to its executive management team. The announcement, which is effective Jan. 1, 2016, is part of a long-term plan to expand its top leadership group.

Microsemi Corporation (Nasdaq: MSCC), a leading provider of semiconductor solutions differentiated by power, security, reliability and performance, will present at the Wells Fargo Securities Technology, Media & Telecom Conference in New York on Nov. 11 at 1:55 p.m. EST.

smartTrade Technologies announces the addition of a margin credit functionality to its end-to-end low latency FX trading platform, LiquidityFX.

smartTrade's LiquidityFX platform has seen increasing adoption by a large variety of clients looking to move from their incumbent platforms to a flexible non-volume based priced solution and has led to a growing demand for a margin credit extension.

It is jokingly said that behind every successful man is a very surprised woman. My grandmother used to say that more truth is said in jest. Behind every great entrepreneur I have met is a pragmatic woman/man. In my experience, genius is the combination of inspiration, hard work and the pragmatic. Every great entrepreneur I know has a great mentor/bookkeeper. Often, this bookkeeper is her husband, his wife. Many say like Mao that "women hold up half the sky," but how many know what this means in a practical sense? Economic developers certainly do not!

The ability to significantly improve its digital banking offerings to customers and to deepen its strategic technology relationship led Columbia, Mo., based Landmark Bank to select FIS^™ (NYSE: FIS), a global leader in banking and payments technology as well as consulting and outsourcing solutions, as its new digital banking provider.