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When everything is free, how do we make money?

I have this mantra in my presentations about payments.  Payments is being attacked by Fintech startups like Klarna, Square, Stripe, Alipay, PayPal (Venmo, Braintree) and more.  In fact, according to VentureScanner, it’s the second most active area for investors after lending (

Thursday, July 23, 2015 - 11:12
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CSR’s Ultra-Thin Bluetooth® Smart Solution Powers New BrilliantTS Smart Multi-Payment Card

 CSR plc (LSE: CSR; NASDAQ: CSRE) today announced that itsCSR1013™ technology has been used by BrilliantTS, a leading manufacturer of smart hardware and software solutions, to create a multi-payment card. This enables simple and secure credit and debit card payments by connecting to a smartphone using Bluetooth®.

Thursday, July 23, 2015 - 10:43
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Palestine Monetary Authority goes live on SmartVista

BPC Banking Technologies, the leading provider of Open System payment solutions, together with Palestine Monetary Authority (PMA) announces the launch of the National Switch of Palestine. The National Switch, based on SmartVista, is considered a cornerstone for the Electronic Retail Payments in Palestine.

Thursday, July 23, 2015 - 10:12
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Misys wins “Best buy-side pricing and market display” in the Systems in the City Awards 2015

Misys, the global application software and services company, has been awarded “Best buy-side pricing and market display” for its FusionInvest solution at the Systems in the City Awards. Misys FusionInvest was recognised for its ability to enable investment firms to price a wide range of asset classes accurately across listed, OTC derivatives and structured products.

Thursday, July 23, 2015 - 10:01
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OpenMAMA Sees Strong Adoption across Financial Services Sector

OpenMAMA, the project developed to allow financial services firms to move more freely between market data technology and content vendors, today announces its re-launch boasting a new advisory group, increased vendor coverage and, for the first time, the ability to bridge data to and from Thomson Reuters Enterprise Platform (TREP) using a completely open source stack.

Thursday, July 23, 2015 - 09:48
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Uber Taps Its Global Payments Partner, Adyen, to Expand into Morocco

Adyen, a leading global payments technology company, today announced an expansion of its existing partnership with Uber – powering payments for the ride-hailing company’s users in Casablanca, Morocco. Uber, now live in 58 countries, teamed up with Adyen to enable local users in Morocco to pay with locally issued credit and debit cards.

Wednesday, July 22, 2015 - 20:00
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Innovative Payments Initiatives Move From The Marginal Into The Everyday

A global study of over 300 banking and financial services executives shows that, for the first time, innovation is ranked as important as regulation. The research also reveals that mobile first has now become mainstream, while innovative disruptive technologies such as block-chain will potentially become a very attractive alternative to traditional payment methods, transforming payment processing and acting as significant drivers for change this year.

Wednesday, July 22, 2015 - 14:21
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smartTrade Technologies wins best liquidity aggregation system e-FX award

 smartTrade Technologies announces that LiquidityFX, its end-to-end FX trading solution for buy side, brokers and sell side, has been awarded best liquidity aggregation platform by the e-FX Awards 2015 judging panel.

Wednesday, July 22, 2015 - 14:15
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Fintellix to Unveil Nextgen Regulatory Compliance Platform for Bank of Mauritius ADF Reporting at Upcoming CXO Briefing

Overwhelmingly rapid change has become the new normal in regulatory compliance worldwide, including Mauritius. Form, content, format and calculation are being constantly changed by regulators to drive a stable financial ecosystem. Post the 2008 global crisis, regulators worldwide have begun adopting global standards for automating information exchange with banks and also to ensure that the banking ecosystem speaks a common language. Meanwhile the Bank of Mauritius (BOM) requires over 70 returns that Mauritian banks need to automate.

Wednesday, July 22, 2015 - 13:57
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XVI. "Morning Has Broken: "Desert Song;" From Data to Information
You've heard of "Desert Song." You just know it by another name; "A Horse with No Name." The song as I explained in XV. "A Horse with No Name," was originally written and named "Desert Song" by the song writer Dewey Bunnel and contains an unusual 12 string guitar tuning and chord sequence during the whole song. This inspired me to drive home the following point about noise, data and information: 
 
Wednesday, July 22, 2015 - 13:55
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