To further expand on the ongoing successful collaboration since 2016, AS DelfinGroup has incorporated Nordigen's open banking platform to add to their technological toolkit and streamline their loan origination and credit assessment procedures. 

"We have chosen Nordigen as our open banking partner because through a single application programming interface (API) connection, we can gain access to the financial data of 17 Latvian banks, thus simplifying the process of obtaining services for both the company and the customer. The integration with Nordigen helps improve our decision-making model by supplementing it with bank transaction data. Cooperation with Nordigen will also significantly improve the user experience, as customers can submit an account statement quickly and securely via Internet banking in the future. AS DelfinGroup continues to consistently implement technological innovations, providing its customers with more accessible and customised financial solutions," explains Didzis Ādmīdiņš, Chairman of the Board of AS DelfinGroup. 

Nordigen is an open banking provider that offers access to consented and secure banking data to third parties through API's. This data is used to help evaluate and verify customers directly through their bank accounts and provides a better user experience.

"AS DelfinGroup has an established reputation in Latvia and the Baltics as an innovative financial service provider. It is great for our open banking solutions to contribute to their financial services and to further secure and enhance their already established data-driven decision-making mechanism," says Rolands Mesters, co-founder and CEO of Nordigen. 

AS DelfinGroup is a Latvian financial technology (fintech) provider specialising in easy-to-use, accessible, customer-focused, technology-based financial services. The company operates in Latvia's financial sector with two brand names: Banknote and Vizia. AS DelfinGroup continuously develops and offers consumer loans, loans designed for senior citizens, pawnshops, and the sale of pre-owned goods in more than 90 branches in 38 Latvian cities. The company has the largest network of pawnshop branches in Latvia and a solid online presence, which ensures the availability of a wide range of financial solutions.

AS DelfinGroup promotes financial inclusion and a circular economy by constantly improving and implementing innovations in its products and services, focusing on sustainability. By combining data from customer service experience and internally developed forecasting models with access to comprehensive analytics, AS DelfinGroup is constantly improving its technological capabilities, such as with the addition of open banking. The integration with Nordigen allows for secure, quick, and confident data-based decisions that enhance the customer experience.