An initiative created by chairman and founding member Allan Green, Ezra has a powerful vision: to partner with mobile operators, NGOs, foundations and organizations to enable a positive impact on the lives of vulnerable communities through digital and financial inclusion. 

Allan Green, who is the chairman and shareholder of the TransferTo Group controlling DT One and Thunes, has been involved in technologies around communication and payments for more than 30 years. From its early days with the TransferTo Group, and simultaneously with charitable organizations, it became obvious that technology, now more than ever, should be leveraged to reach the ultimate beneficiaries more efficiently and with limited intermediaries.

As the mobile phone has become a ubiquitous and indispensable part of the daily lives of billions, regardless of geography or social positioning, it is the ultimate tool to enable inclusion. Thanks to the vast network of partners who share this understanding, as well the overwhelming needs created by COVID-19, Ezra is launching at a time when its relevance is paramount.

“We are thrilled to bring Ezra to life and will be sharing initiatives with partners across the globe as they go live. During times of crisis remaining connected with loved ones is vitally important. We are committed to creating and joining initiatives enabling and accelerating ongoing social and financial inclusion,” says Green, founder of Ezra. 

Ezra’s network of partners, including DT One and Thunes, connects billions of people. Through proprietary technology and agreements with mobile networks and financial institutions that are present in over 160 countries and transact in more than 100 currencies, Ezra has a reliable and expansive reach helping to ensure no one is left unconnected.

This allows Ezra to work with partners to enable and accelerate positive human impact in many ways, including the ability the communicate critical information directly to users’ mobile phones via mass SMS; the delivery of airtime and data to enable connectivity for those in need and non-profits’ staff and the transfer of funds safely and securely to recipients.

Ezra intends to become an instrumental partner for governmental initiatives, NGOs and charitable organizations willing to participate in bringing better conditions to individuals in need. 

Manchester based staff tech group, Orka has announced the launch of their next innovative product, Orka Pay. Orka Pay allows hourly paid workers to withdraw a percentage of their wages as soon as they’ve worked a shift, so there’s no more waiting until payday or taking out high-interest loans. The platform is app based, allowing workers to choose how much they want to withdraw from their available balance, facilitated by full integration with their employers’ payroll systems. This follows two years of successfully providing the feature to their community of 40,000+ users through sister product, Broadstone.

Tom Pickersgill, Orka Technology Group CEO, says: “We’re really excited to be able to introduce another product to our stack which contributes to our mission of solving challenges for hourly paid workers. We have learnt a lot about what the hourly paid workforce wants over the past three years. Why should workers have to wait until payday? We know people’s budgeting habits are different, and this is where Orka Pay provides complete control and transparency. Orka Pay not only provides workers access to a fantastic benefit, but allows our partner organisations to differentiate themselves from the competition, improving their employee satisfaction and retention rates.”

Modulr, the payments as a service API platform, which provides a secure and flexible payments infrastructure, already powers Orka’s staffing platform, Broadstone. This latest move sees Orka Pay become a registered EMD agent of Modulr, meaning Orka Pay can act on behalf of Modulr (who is authorised by the FCA as an e-money institution). Enabled by Modulr’s powerful payments engine, a wide range of innovative businesses like Orka, Revolut, Liberis, and Iwoca are able to bring future solutions to their customers today.

Myles Stephenson, CEO and founder of Modulr, says: “We are proud to support fellow innovators who are restless in their mission to bring better financial services to end customers. Powered by Modulr, Orka Pay not only seeks to eliminate the hidden costs of process inefficiencies inherent in the employment services sector, they are also making payments work for their end customers, in a way payments never have before.”

Find out more at https://www.orkapay.co.uk/. 

NatWest has today announced the launch of a new online payment service, Payit by NatWest, which allows customers to make instant online payments to participating retailers, without the use of a debit or credit card - resulting in a fast, fair, simple and safe payment experience.

Payit uses the Open Banking infrastructure to allow customers of UK banks to pay for products and services offered by retailers who use the service, which is targeted at mid to large corporate companies.

Open Banking was introduced in 2018 by the CMA to allow licensed financial service providers to share customer data, and NatWest’s use of the technology means it’s the first major UK bank to utilise open banking to facilitate payments in this way.  In the coming weeks, Payit will also be introducing capability to allow merchants to process refunds.

With customers of the UK’s nine largest banks eligible, consumers don't need to bank with NatWest to take advantage and can use the service by selecting the Payit button on the merchant’s payment page and then selecting the bank they wish to pay from. The consumer is then automatically redirected to their bank’s mobile or online banking to complete the payment.

Developed in partnership with Pollinate, built by Endava, and in pilot since 2018, Payit has won a host of accolades including Retail Banker International’s ‘Best Customer Facing Technology of the Year’ award, the Celent Model Bank Innovation Frontier Award and the Best Open Banking initiative at the 2019 Financial Innovation Awards.

Payit has also been named as a supplier to the Crown Commercial Service’s (CCS) Payment Acceptance framework, meaning it is now available to UK government and the wider public sector. CCS supports the public sector to achieve maximum commercial value when procuring common goods and services. In 2018/19, CCS helped the public sector to achieve commercial benefits worth £945m.

Accountancy software provider FreeAgent, will also offer Payit on its online and mobile platforms imminently, allowing customers to make instant payments from any bank or building society.

Paul Thwaite, CEO, Commercial Banking at NatWest said: ‘As the largest supporter of UK businesses, we are thrilled to launch Payit by NatWest, allowing mid to larger businesses with an online presence to accept payments directly from their customers’ bank accounts in near real time, providing them with an effortless and safe payment experience. We are especially pleased to have used Open Banking technology to achieve this, allowing customers of the UK’s main banks to use this new payment option. Payit joins our growing portfolio of digital innovations for businesses, showing NatWest’s commitment to helping them thrive and achieve their potential.’

Banks set to move to open source to combat rising tide of fraud, predicts Instaclustr

Proprietary fraud tools will be rendered obsolete by 2023 due to continued growth in transaction volumes and out-dated software architecture, according to managed service provider Instaclustr. With debit card transactions alone predicted to reach 20bn a year by 2023, proprietary tools will soon no longer be viable for banks and payment companies, either due to the prohibitive cost or lack of scalability. Instaclustr forecasts that all major financial institutions will need to transition to open source solutions or risk facing unacceptable fraud losses each year as a result.

Fraudsters and cyber-criminals attempt nearly £3bn worth of financial scams annually, making off with more than £1.2bn in illicit gains. With 98 per cent of cases resulting in customers being fully refunded, this cost is overwhelmingly falling on banks and payment providers. Ensuring that the right digital tools are in place to monitor and prevent anomalous - and potentially fraudulent - transactions in real-time is therefore a business necessity. 

“The problem facing banks is that effective anomaly detection systems, used to uncover fraudsters, involve a highly advanced combination of technologies,” commented Paul Brebner, Chief Technology Evangelist at Instaclustr. “Everything from machine learning and statistical analysis, to algorithmic optimisation techniques and data layer technologies are needed to ingest, process, analyse, disseminate and store streaming data in real-time. Running such applications at a massive scale means analysing millions of events every day, which is a huge computational challenge – one that is beyond the capabilities of proprietary systems, especially those operating a per transactions fee model. The only way to have successful, cost-effective fraud monitoring is through open source tools.” 

The potential of open source to handle such volume was demonstrated in September 2019, when researchers at Instaclustr demonstrated that, using Apache Cassandra and Apache Kafka, it was possible to build a system capable of monitoring and evaluating 19bn events in a single day. Thanks to the scalable structure of Cassandra and Kafka, nodes could be added and subtracted as needed to meet any transaction volume, with no theoretical upper limit.

“The truth is the proprietary model is dying,” continued Brebner. “Partly this is because companies are far savvier about the need to avoid vendor lock-in these days, but mainly it’s because most of the systems on the market simply weren’t designed for the volume of data modern enterprises need to process. Banks and payment providers need to shift towards open source as quickly as possible to manage their fraud detection programmes, otherwise they’re going to continue to suffer losses when they’re unable to identify all the problematic payments and scams that are happening. And while it can seem daunting to transition to a whole new system, it’s very manageable with the right expertise on board – and besides, the alternatives are far less palatable.”

Nutanix (NASDAQ: NTNX), a leader in enterprise cloud computing, today announced new solutions that will allow IT teams to deploy, upgrade and troubleshoot their cloud infrastructure while working from anywhere — whether at home or from a central office location. These solutions will be delivered via Nutanix Foundation Central, Insights and Lifecycle Manager — all of which will be available as part of Nutanix HCI software at no additional cost to customers.

While IT teams have been working overtime to deliver remote work solutions for businesses worldwide in light of the COVID-19 pandemic, they’re not always able to do so themselves. Managing IT infrastructure, troubleshooting issues, and updating software often requires IT teams to be on-site at their datacentre, something even more challenging with social distancing requirements.

“Nutanix was founded with a vision — to make IT infrastructure management so simple, that it essentially becomes invisible,” said Greg Smith, VP of Technical and Product Marketing at Nutanix. “These new capabilities will offer an even more seamless experience from day one and beyond — from anywhere. Nutanix’s simplified management as well as a more secure and resilient IT infrastructure, whether from home or a remote location, is something that is now more important than ever.”

These Nutanix solutions will allow IT teams to remotely manage cloud infrastructure throughout the entire software lifecycle.

New or Expanded Cloud Infrastructure Deployments

Managed through the Prism interface, Nutanix Foundation Central allows IT teams to deploy private cloud infrastructure on a global scale from a single interface, and from any location. After quickly installing non-configured appliances or servers on-site, Foundation Central then takes over to image and configure Nutanix nodes, and install any Nutanix software solution.

In addition to automating and centralising infrastructure software deployment, Foundation Central enables organisations to simply scale existing infrastructure capacity to keep pace with business growth.

Predictive Health and Intelligent Support

Nutanix Insights will provide predictive health and automated support services to streamline IT operations globally. The new service will analyse telemetry from customers’ cloud deployments, including all clusters, sites and geographies, to identify ongoing and potential issues that could impact application and data availability.

Once identified, the Insights service can provide customised recommendations to optimise the health and performance of the infrastructure. These recommendations are based on established IT best practices, as well as a deep knowledge accumulated by Nutanix in supporting more than 16,000 enterprises around the world.

Additionally, the Insights service can automatically open a support ticket with Nutanix, have a Site Reliability Engineer (SRE) assigned, and optionally collect and upload all relevant customer log files for analysis — all without any manual interaction. Preliminary internal data reveals that Insights will enable customers to resolve about 30% of issues without opening a support ticket, resulting in fewer support cases for a healthier IT and cloud infrastructure.

“Not having a ticket to open is already a good thing. But the ability to see the potential problems and how to solve them is great. It's the same philosophy that made the one-click upgrade so valuable,” said Olivier Massoni, Systems Engineer at Compass Group France.

One-Click, Non-Disruptive Infrastructure Upgrades

IT infrastructure upgrades have become increasingly complex and error-prone, especially in environments with multiple vendors and products. The necessary planning, testing and the out-of-business-hours execution required to mitigate outages to mission-critical applications also make the update process costly. This often results in IT teams delaying necessary upgrades and opening themselves up to possible security issues.

Nutanix Lifecycle Manager (LCM) will deliver seamless, one-click upgrades to the Nutanix software stack, as well as to appliance firmware — without any application or infrastructure downtime. LCM can automatically determine any software and firmware dependencies, intelligently prioritise updates, and orchestrate the entire upgrade process removing guesswork, and resulting in a more secure and resilient infrastructure. And, as with other Nutanix solutions, LCM will be able to operate anywhere to manage Nutanix environments globally.

“At NetDocuments, we have 12 co-located datacentres to support our customers all over the world, so simplicity, scalability and ability to manage the infrastructure remotely are paramount,” said Todd Burris, System Engineer at NetDocuments, a leading content services and productivity platform. “Nutanix delivers on all of these aspects and helps us keep our customers happy. Products like Foundation Central and LCM are key to our ability to deploy, manage and troubleshoot issues remotely.”

In addition to providing an enhanced remote experience for IT infrastructure administrators, Nutanix software delivers a secure, resilient and easy-to-use private cloud infrastructure solution. It also recently earned a 2020 Top Rated Award from TrustRadius in the Server Virtualization and Virtual Desktop Infrastructure (VDI) categories, with a score of 9.1 out of 10 and over 125 verified reviews.

Nutanix Foundation Central is currently available to customers. Nutanix Insights and Lifecycle Manager are under development. More information on Nutanix solutions is available here.

AxeTrading, the fixed income trading software provider, and Mosaic Smart Data, the real-time capital markets data analytics company, today announced the integration of the AxeTrader EMS for the sell-side, buy-side and agency brokers with the Mosaic Smart Data’s MSX platform.

As the fixed income trading market continues to rapidly evolve, a wave of change is driving the adoption of automation, algorithmic driven trading and an expansion of trading models. This can only be effectively delivered by analysis, visualisation and interpretation, which requires a firm’s valuable trading data to be captured, normalised, and made available for use. AxeTrader seamlessly generates, collects and standardises all the relevant data from multiple sources including OTC transactions, voice trade confirmations, and trades across 22 execution venues, 12 leading market data sources, and internal platforms.

Using adaptive, open and flexible technology, AxeTrader provides fixed income traders with market aggregation and trading workflows in a single desktop enabling more efficient and transparent trading. To unlock the true value of their data, trade more profitably and make a meaningful increase in revenue, the user needs a powerful and intuitive analytics tool, which is where the collaboration with Mosaic Smart Data comes into play. This will deliver AxeTrader users a range of new capabilities including real-time counterparty insights, TCA, hit ratios and profitability analytics.

Mosaic Smart Data provides real-time capital markets data aggregation, normalisation and powerful data analytics fuelled by machine learning. Mosaic Smart Data understands that the true value of data comes not only from the intrinsic individual data streams themselves, but also from the correlations and inferences that can be drawn from the aggregated data from each client. It’s data analytics platform, MSX, and advanced suite of machine-learning powered tools, MSX360, provide value to buy-side, sell-side, custodians, market infrastructure providers and trading venues alike.

Matthew Hodgson, CEO and founder of Mosaic Smart Data, said: “In today’s fixed income markets, access to comprehensive real-time data is not just important for success but a requirement for survival. The differentiator will be how effectively firms extract all the available insights from that data and, crucially, translate them into action. We’re always looking for more ways to bring this capability to our clients, and this collaboration with AxeTrading will greatly enhance the potential of the MSX platform for fixed income market participants.”

Mark Watters, CCO and co-founder of AxeTrading commented: “We are delighted that we will be able to offer our clients access to Mosaic Smart Data’s market leading consolidated analytics capability. The ability to deliver high-quality analysis of a firm’s valuable fixed income trading data, captured and normalized by AxeTrader, will be of huge value to our clients. Through this collaboration, clients will be able to maximise their liquidity opportunities in real time and execute with insight seamlessly through AxeTrader.”

Today, UK-based Trustonic announces a strategic partnership with the world’s leading smartphone manufacturer Samsung Electronics Co. Ltd. to better serve their mutual partners and customers. This multi-year deal will lead to the integration of Trustonic’s security platform with Samsung’s device-embedded Knox security platform. This creates a single-cloud solution for mobile operators and distributors to manage and protect their Samsung smartphones and tablets throughout the supply chain. Trustonic’s platform also enables innovative financial services to be deployed by mobile operators to drive new revenue growth. Samsung and Trustonic have both agreed to collaborate on commercial and go-to-market activities globally. 

Mobile operators are facing mounting pressures on revenue and margins, while increasing investment in 5G rollouts as well as balancing a complex regulatory environment. Mobile devices are increasingly valuable, and there is a growing requirement for subsidies and funding; the devices themselves are also a target for theft and fraudulent activity. Critically, this strategic partnership results in a premium solution which allows mobile operators to improve financial performance by preventing fraud across the device portfolio, while increasing revenues through device financing, protecting device subsidies and growing their subscriber base.

“This is a critical partnership that meets the demands of our mobile operator customers,” commented Dion Price, CEO Trustonic. “As the choice in smartphones increases, so does the need for secure device financing solutions. Trustonic’s solution provides mobile operators the opportunity to increase adoption of device financing options across Samsung’s smartphones within their Android portfolio.”

Trustonic’s solution provides a single cloud platform that supports multiple use cases from hardware (TEE*) backed device lock, securing devices in the supply chain to device financing for mobile operators. The platform puts control and management of the solution into the hands of the mobile operator. It is used by some of the world largest mobile operators and manages over 70m devices and counting.

Samsung Knox provides a combination of a proven security foundation built into Samsung devices and mature suite of solutions leveraging this platform. It is built into Samsung devices, securing them from the moment you unpack and turn them on. It provides multi-layered hardware and software security features that are always enabled.

Accuity, the leading global provider of financial crime screening, payments and know your customer (KYC) solutions, has marked the 175^th anniversary of Bankers Almanac, one of the most authoritative and comprehensive sources of financial intelligence that informs the decisions of virtually every bank around the world.

First published in 1845 as “The Banking Almanac and Directory,” the “orange book” was created to help financial institutions find and confirm contact information for banking institutions to facilitate the transfer of capital. It has evolved throughout its existence, along with the financial industry, and today it is used to validate and expedite payments and determine counterparty KYC risk for organisations in approximately 550 industries in 185 countries around the world.

The payments and KYC content is proactively researched and maintained by a dedicated team of data analysts located throughout the world. They follow a rigorous methodology to provide data sourced directly from the world’s banks. This information helps organisations validate payment codes, improve the certainty of a settlement, compress processing cycles, improve straight-through processing, assess the potential risk of on-boarding new correspondent partners around the globe, and ensure regulatory compliance.

Dennis Paschke, Head of Credit Risk Management at Berenberg Bank, said, “Berenberg, founded 1590 in Hamburg, is the second oldest bank in the world. We have been using Bankers Almanac for decades, taking advantage of the expanded features and functionality of the product throughout its evolution. Today, the digital application is a perfect tool for onboarding new clients efficiently, as well as for conducting periodic reviews, and we look forward to seeing what comes next. Congratulations to Bankers Almanac on reaching this significant milestone!”

Accuity and its Bankers Almanac portfolio have established a legacy of trust and reliability across the financial services industry, including the following innovations and milestones:

• 1911: Accuity was named the Official Registrar of American Bankers Association (ABA) Routing Numbers. The routing number system was created by the ABA as a mechanism for identifying each financial institution in the United States.
• 2003: Launched the first IBAN solution for Single Euro Payments Area (SEPA) Payment Compliance in the European Union.
• 2004: Bankers Almanac, in association with the Wolfsberg Group of International Banks, created a central repository for banks, containing the primary information required by financial institutions to conduct due diligence checks on their bank counterparties. This is known as Bankers Almanac Due Diligence.
• 2011: Last Bankers Almanac book was published, signalling the ever-changing nature of the industry and demand for more frequently updated information in a digital format.
• 2012: Launched the Bankers Almanac Global Payments Web Service to automate the validation and retrieval of critical payments information – clearing codes, SSIs, clearing system details – helping financial institutions, payment service providers and e-commerce to increase efficiencies and remove frictions in their payment operations.
• 2016 and 2017 (respectively): Announced Bankers Almanac: Ultimate Beneficial Ownership (UBO) to offer customers further insight into the ownership of banks and financial institutions to support due diligence activities; and, Bankers Almanac: Regulatory Views that uses analytics to link the entities in Bankers Almanac to potential sanctions and state-owned enterprise risks in a counterparty’s ownership structure.
• 2018: Launched the Bankers Almanac: KYC API to automate the transfer of data from Bankers Almanac to banks’ internal systems, eliminating the window for human error and making KYC risk assessments more accurate.
• 2020: Apply Financial was acquired to provide real-time straight through processing and account validation payment solutions and enhance the Bankers Almanac portfolio.

Scott Lang, Chief of Staff at Nacha, said, “Nacha congratulates Bankers Almanac on its 175-year milestone. Having successfully evolved its offering over the years to meet changing needs, it remains a trusted and reliable source of critical information to the banking industry. We appreciate the many contributions of Bankers Almanac and celebrate its continued success.”

With consolidation across the financial industry, the advent of non-banking financial institutions and new payment rails, and growing regulations across all regions of the world, Bankers Almanac remains the trusted resource to help power compliant and assured client transactions. It continues to transform by helping organisations send payments at a lower cost into more markets, and with greater certainty, while helping them mitigate risk in real time and meet compliance, while improving customer satisfaction.

David Wilson, CEO at Accuity, said, “We are proud to be celebrating the remarkable longevity of the much-loved Bankers Almanac brand. It has truly stood the test of time and remains a cornerstone of the international banking community. Its resilience will continue as it helps build an interconnected and trusted financial ecosystem with new offerings, innovations, and partnerships. We look forward to unveiling some of these initiatives in the coming months, as we embark on the next chapter of Bankers Almanac’s evolution.”

Quant Network, a leading pioneer in enterprise blockchain technology, and SIA, European hi-tech company leader in the fields of payment services and infrastructures and a subsidiary of CDP Equity, have successfully tested cross blockchain interoperability between multiple Distributed Ledger Technology protocols.

The breakthrough was achieved by integrating Quant Network’s Overledger technology (the world’s only DLT operating system that allows interoperability) into the SIAchain private blockchain infrastructure leveraging on 580 European network nodes within SIAnet (the fiber optic network with high-speed and low-latency stretching over 208,000 kilometres).

This integration provides the ability to bridge permissioned blockchain instances between SIAchain and other external networks – which could not be previously connected - in order to have cross-platform applications and services covering for example notarisation, payments and KYC.

The development of the solution began in mid-2019 and a full program of testing has been executed on SIAchain, R3 Corda and private Ethereum platforms.

Quant Network and SIA will now work together to go to the market developing and implementing further innovative use cases and applications addressing blockchain interoperability challenges.

This important milestone is the result of a partnership launched between Quant Network and SIA that allows mostly banks and financial institutions - through the SIAChain infrastructure - to adopt cross-platform and interoperable blockchain solutions and to embrace new business models, improve operational efficiencies and deliver innovation to banking customers.

“The partnership between Quant Network and SIA has been extremely positive and productive from the very start,” said Gilbert Verdian, CEO, Quant Network, “and both companies are confident that this development will play an integral part in building the financial infrastructure of the future globally.”

“The achievement of a fully interoperable blockchain network, through our collaboration with Quant Network, is another key-element in our path of bringing innovation and state-of-the-art technologies for supporting banks, financial institutions, corporates and public administration bodies to extend their capabilities in integrating different DLT business applications” said Daniele Savarè, Innovation & Business Solutions Director SIA.

Fenergo, the leading provider of digital transformation, customer journey and client lifecycle management (CLM) solutions for financial institutions has been selected by Aviva, to replace Know Your Customer (KYC), Customer Due Diligence (CDD) and Anti-Money Laundering (AML) systems and services. Fenergo will work initially with Aviva Investors and later with Aviva UK Insurance, to rapidly onboard all legal entities associated with investors and clients across all jurisdictions, transforming the investor and client onboarding experience.

Aviva selected Fenergo to deliver an end-to-end solution to streamline the management of multi-jurisdictional KYC, CDD, and AML regulatory processes, while improving the customer journey and driving efficiencies by replacing manual processes. Fenergo will enable Aviva Investors to achieve a single client view through a central data repository which will also serve as a golden source for all KYC data. The centralisation of data will reduce the number of information outreach requests to new and existing customers and will allow resources to focus on more value-add and revenue generating tasks within the business.

“Aviva Investors has continued to focus heavily on improving our clients’ onboarding process, as we strive to provide the seamless experience that our clients expect and deserve” said Michelle Calcutt, Head of Client Experience. “Implementing the Fenergo solution will be a great step forward, as it will enable us to make best use of publicly available data and streamline the process further. In reality this will mean less onerous documentation requests to our clients, resulting in a faster and smoother onboarding experience”

With Fenergo’s solution, Aviva Investors will be able to easily identify and trace Ultimate Beneficial Owners (UBO) and better understand complex legal entity hierarchies and ownership relationships. Fenergo’s solution ensures accurate regulatory classifications and reporting across multiple jurisdictions and provides increased transparency required by third parties such as auditors and regulators. In addition, Fenergo’s solution will automate all periodic and ongoing KYC reviews and maintenance requests as well as requisite risk assessments within a secure platform.

Kevin O’Neill, Global Head of Asset Management & Asset Servicing at Fenergo, said: “We are delighted to partner with Aviva Investors, one of the world’s leading Asset Management businesses. In today’s competitive and challenging climate, the Asset Management industry has recognised the need to digitalise the onboarding process and streamline compliance amid the various regulatory headwinds. Our solution will help Aviva Investors to optimise client experiences while ensuring that all AML, KYC and CDD requirements are automated in a rules-based secure environment.”

“In working with Aviva Investors, we also look forward to expanding our services into Aviva Insurance and in time, extending our CLM solution into the Global Insurance industry,” continued Kevin.

Aviva, a leading international savings, retirement, and insurance business serving 33.4 million customers globally, joins Fenergo’s growing roster of Asset Management and buy-side financial institutions.