Pension-Tracing Solution Raindrop Reunited UK Savers With Over £675 Million in Lost Pension Pots Last Year

  • Personal Finance
  • 08.01.2026 02:35 pm

Pension-finding platform Raindrop recovered more than £675 million in lost pension pots during 2025. 

During 2025, Raindrop found over 67,000 lost pots worth over £675 million – up 169% on the previous 12 months when the solution recovered £251m for savers from 18,000 lost pots.  

Raindrop has spent the past year working closely with existing clients which include some of the UK’s largest financial providers such as Aegon, AJ Bell and Monzo to help their customers to track down any lost or forgotten pensions.  

During 2026, Raindrop will collaborate with more financial institutions to unlock access to its pension-finding technology for more customers and increase support for savers who have lost track of their pension pots. 

Since launch, Raindrop has found over £1 billion from over 103,000 pensions using its pension-tracing technology. 

There is still a huge amount sitting in lost pensions with research from the Pensions Policy Institute (PPI) revealing that £31.1 billion is estimated to be sitting in lost pension pots. There are almost 3.3 million lost pots in the UK, with an average value of nearly £9,500. 

Vivan Shridharani, Co-Founder & CCO at Raindrop, said: “For too long, tracing lost pensions has been a time-consuming and often fruitless process for savers. Over the last year, our simple pension-finding technology has reunited over £675m in lost pots with tens of thousands of savers. 

“With the support of our clients, we have seen a huge jump in growth in the value and number of recovered pension pots in 2025, breaking the £1 billion barrier. However, given over £31 billion in retirement savings remains unclaimed, this is just the tip of the iceberg.  

“During 2026, we will continue to collaborate with existing clients and announce new partnerships with some of the UK’s leading financial institutions lined up for 2026 to unlock access to our innovative pensions-tracing technology to millions more savers.” 

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