Toqio, a leading technology platform for B2B embedded finance solutions, today launches ‘Toqio Design Studio’ – a fintech platform that enables corporates to build, configure and launch embedded finance solutions at pace and scale. With this innovation, businesses can now launch multiple, bespoke embedded finance solutions in as little as 12-16 weeks.

Design Studio is Toqio’s second-generation, all-in-one configuration platform, offering a first-of-its-kind marketplace of prebuilt financial solutions, integrations, templates, APIs, and low/no-code tools. Through the marketplace, corporates can leverage Toqio's network of financial partners to create bespoke financial products and templates, which can then be commercially linked to the corporate's existing offerings. These services and templates can then be easily redeployed across multiple use cases — driving scalable, tailored solutions that accelerate business growth.

Vertical solutions can also be customized with the integration of different financial services providers already incorporated onto the platform, including lenders, CRMs, ERPs and more. The platform can then be further customised with existing UI and brand assets to tailor it to corporates’ brand requirements.

Design Studio has been conceived to level the playing field for access to embedded finance in two key ways. Firstly, it removes the complexity of integrating and implementing compliant financial services products, allowing businesses to focus on developing their core solution. This is particularly beneficial to corporates without any banking or technology expertise.

Secondly, building, launching and customizing bespoke financial products has traditionally taken months or years. With Toqio’s Design Studio, this time is reduced to as little as three months. This enables more corporates to launch embedded finance solutions far more quickly, accessibly and cost-effectively than before.

The development of Design Studio comes as corporates are increasingly looking to leverage their merchant distribution networks as a growth lever, and to deliver in-year returns on investment. According to Research & Markets, The embedded finance market is expected to grow at a compound annual growth rate (CAGR) of 36.41% from US$146.171 billion in 2025 to US$690.386 billion in 2030.

Eduardo Martinez, Co-founder and CEO at Toqio, said:

“Traditional financial services have struggled to meet the increasing need for agility, innovation, and user-centric solutions. This is where Toqio steps in. We’re simplifying how businesses and their financial partners can work together to turn financial technology into their strategic growth drivers.”

Mike Galvin, Co-Founder and Chief Partner Officer at Toqio, said:

“B2B embedded finance is transforming growth for corporates and merchants alike, but many corporates still face hurdles to developing financial products and integrating them into their offerings. Design Studio now enables any corporate to launch a financial product in as little as three months. This is bespoke embedded finance, for the corporate masses.”

Pedro Aires, Treasury Director, KPMG Spain

“As part of our collaboration with Toqio on the launch of Mahou San Miguel’s new financial solution, we had early access to the Toqio Design Studio. It was a game changer—enabling us to seamlessly integrate financial partners and build the right reusable apps that serve as the foundation for multiple vertical solutions. This approach allows us to launch tailored offerings across different sectors quickly and efficiently, significantly accelerating our go-to-market strategy.”