SyFu, a pioneering project in the DePIN (Decentralised Physical Infrastructure Network) × GameFi space, has partnered with Salt Edge, a leading global open banking platform, to integrate card payment data from more than 5,000 banks in over 50 countries directly into the SyFu app – transforming users’ real-world spending into digital assets.

SyFu is a Web3 lifestyle app that transforms everyday payment data into NFTs and tokens through engaging GameFi mechanics. By combining non-custodial wallets, decentralised IDs, and Soulbound Tokens, SyFu rewards real-world spending with secure, verifiable on-chain value.

Through Salt Edge’s PSD2-compliant and globally connected open banking platform, SyFu can securely integrate credit and debit card payment data without requiring any changes to users’ existing payment methods. This eliminates one of SyFu’s biggest onboarding challenges: the manual process of importing payment history. Now, users can simply pay with their existing cards, and SyFu will automatically reflect their spending in NFT growth and token accumulation.

For SyFu, this integration unlocks multiple strategic advantages

• Frictionless onboarding: Users can participate instantly, increasing adoption and retention.
• Global reach: Salt Edge’s connectivity with 5000+ financial institutions across 50+ countries supports SyFu’s mission to create a truly borderless Web3 experience.
• New marketing opportunities: Enterprises can design NFT-driven loyalty programs and purchase-based reward campaigns, expanding SyFu’s appeal to global brand partners.
• Enhanced DePIN infrastructure: Real-time, verifiable economic data strengthens SyFu’s position as a foundational layer for real-world Web3 use cases.
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Security and compliance are at the heart of the collaboration. Leveraging Salt Edge’s AISP license from the UK’s Financial Conduct Authority (FCA) enables SyFu to expand internationally without handling separate local licensing. Coupled with ISO 27001 and PCI DSS certifications, users and partners can trust in the secure handling of their data.

Looking ahead

SyFu plans to expand into the EU and beyond,  turning everyday spending into verifiable, on-chain proof of contribution. This partnership also reimagines the role of open banking in Web3, bridging fintech infrastructure with GameFi to unlock the untapped value of payment data.

Partnering with Salt Edge is a major step toward the new society SyFu envisions—one where spending itself becomes an asset. Without changing their existing payment methods, users can enjoy an entirely new experience in which everyday spending is visualised as an economic contribution and transformed into digital assets. Through this collaboration, we aim to create a global cycle of value that seamlessly merges Web3 with the real economy.

• Tomochika Kamiya, Founder at SyFu

Open banking unlocks a vast range of possibilities far beyond traditional finance management. We’re thrilled to see creative, out-of-the-box use cases like SyFu, where payment data becomes the gateway to immersive Web3 experiences. This partnership is a perfect example of how fintech infrastructure can power entirely new digital economies.

• Virgiliu Bodrug, Open Banking Solutions Expert at Salt Edge