Habib Bank Zurich plc Partners with nCino to Power an Enhanced Digital Experience for Its Buy-to-Let Lending Business
- 6 months 2 weeks ago
- Lending
nCino, Inc., the leading provider of intelligent, best-in-class banking solutions, today announced that Habib Bank Zurich plc, a wholly owned UK incorporated subsidiary of Habib Bank AG Zurich Switzerland, has selected the nCino Platform to grow and digitally enhance the Bank’s Buy-to-Let Lending business in the United Kingdom.
Experian Introduces No Ding Decline To Help Consumers Apply For Credit Cards With Confidence
- 6 months 2 weeks ago
- Lending
As consumers assess their budgets for the holiday shopping season, they can utilize credit cards even more strategically this year.
New Programme from Responsible Lender Creditspring Helps Unlock Access to Affordable Credit
- 6 months 3 weeks ago
- Lending
Responsible lender, Creditspring, has launched a new programme – Creditspring Go - to support borrowers with thin credit files build their credit history, develop financial knowledge, and improve access to more affordable credit options with Creditspring.
Lending Standards Board Adds SME Lender iwoca to Business Standards Registration
- 6 months 3 weeks ago
- Lending
The Lending Standards Board’s (LSB) has announced iwoca, one of Europe’s largest SME lenders, as its latest firm to achieve full registration to the Standards of Lending Practice for business customers (‘the business Standards’).
Global Technology Powerhouse, Lenovo, Bets Big on BNPL With Klarna
- 7 months 14 hours ago
- Lending
Klarna, the AI-powered global payments network and shopping assistant, today announced a major global agreement with the global technology powerhouse, Lenovo. Shoppers in 15 European countries can now pay for their tech purchases at Lenovo.com using Klarna’s smooth, flexible payment methods, including its popular interest-free Buy Now Pay Later options.
Moody’s Acquires Numerated Growth Technologies, Expanding Lending Technology Solutions
- 7 months 3 days ago
- Lending
Moody’s Corporation announced today that it has acquired Numerated Growth Technologies (Numerated), a loan origination platform for financial institutions. The transaction further expands Moody’s Lending Suite capabilities across the credit lifecycle, providing banking customers with a powerful end-to-end loan origination and monitoring solution.
Two-Thirds of Brits Use Retail Credit to Pay for Christmas
- 7 months 3 days ago
- Lending
Two-thirds of Brits have used or plan to use retail credit during the Christmas season. Moneyhub’s Christmas Retail Credit Report reveals that retail credit users spend an average of £1,012.55 over the holidays, with £759.71—nearly three-quarters—financed through retail credit. It also highlights how Open Banking can help lenders and retailers better serve customers and manage lending risks.
eKeeper Launches as finova Broker
- 7 months 3 days ago
- Lending
finova Broker, formerly known as eKeeper Group, today launches as a dedicated arm of the finova brand, bringing a fresh, focused approach to supporting the needs of the intermediary sector. The launch of finova Broker as a distinct entity within the finova group is a natural evolution in the company’s commitment to mortgage brokers. As a result, there will be strengthened investment in tailored CRM solutions designed to meet brokers' unique... more
TreviPay Embeds Dynamic Trade Credit Application Into B2B Buyer Onboarding Process
- 7 months 5 days ago
- Lending
TreviPay, the most-trusted B2B payments and invoicing network, has expanded
Afterpay’s BNPL Now Available On Google Pay, Offering Shoppers Even More Choice And Flexibility
- 7 months 5 days ago
- Lending
Afterpay, a leading Buy Now, Pay Later (BNPL), announced today its flexible payment functionality will be available for consumers checking out online through Google Pay at select merchants.
ClearScore Launches Credit Health, A Revolutionary Approach To Accessing Good Credit
- 7 months 6 days ago
- Lending
ClearScore, the leading financial marketplace in the UK, South Africa, Australia, New Zealand and Canada, today announces the launch of ‘Credit Health’, an innovative new platform which redefines how users and lenders can leverage credit and affordability data.
Consumer Research Finds 15% Of UK Consumers To “Buy Christmas Now, Pay Later” This Holiday Season
- 7 months 6 days ago
- Lending
State of Credit research from Marqeta, the global modern card issuing platform, reveals that 15% of UK consumers surveyed will use Buy Now, Pay Later (BNPL) this Christmas, aligning with a growing trend towards online shopping where digital and flexible payment options are more readily accessible.
CFPB Pilot Study Finds Differential Treatment in Small Business Lending Markets
- 7 months 1 week ago
- Lending
Today, the Consumer Financial Protection Bureau (CFPB) released a study revealing significant disparities in how lenders treat Black and white small business owners seeking loans. The research found that Black entrepreneurs received less encouragement to apply for a loan and were more frequently steered toward alternative loan products compared to white shoppers with similar or weaker business credit profiles. While focused on specific testing... more
Equifax UK Launches First-of-Its-Kind Affordability Solution for Lenders
- 7 months 1 week ago
- Lending
Credit reference agency Equifax UK has launched a first-of-its-kind solution for lenders, combining bureau insights with real-time transaction data accessed via Open Banking and statistical estimates to boost affordability assessments and customer outcomes.
Marqeta Announces Marqeta Flex, an Industry-Leading, Buy Now, Pay Later Solution That Can Be Embedded Into Payment Apps
- 7 months 4 weeks ago
- Lending
Marqeta , the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today unveiled its
