LoanTube, the UK’s leading digital credit marketplace for underserved consumers and small businesses, has partnered with Gain Credit, the non-prime lending specialist behind Drafty and Lending Stream, to expand its platform offering. The collaboration introduces Gain Credit’s products to LoanTube’s platform, delivering even greater choice and flexibility for non-prime borrowers.

“LoanTube is as an ideal partner due to their shared commitment to improving the financial well-being of the non-prime market”, according to Andrew Wayland, VP Customer & Proposition at Gain Credit. “This partnership will expand the availability of offers from Drafty Loans and Lending Stream to a wider range of borrowers, thereby enhancing financial outcomes and access to credit for this currently underserved demographic.”

Gain Credit, authorised and regulated by the Financial Conduct Authority, operates two distinct brands: Drafty, offering both personal loans and a flexible “line of credit”, and Lending Stream, offering short term loans repayable within six months. Each brand serves non-prime borrowers, aligning with LoanTube’s mission to boost access for traditionally underserved individuals.

Aymeric Monod-Gayraud, Co-Founder of LoanTube, commented: “At LoanTube, our mission is to empower non-prime borrowers with increased access to credit. Our partnership with Gain Credit expands the borrowing options available to this underserved demographic.”

LoanTube’s digital credit marketplace connects non-prime borrowers with specialist lenders, supporting consumers who often struggle to access credit through mainstream providers. As the number of non-prime borrowers continues to grow in the UK, LoanTube remains focused on increasing the transparency and availability of loan options for all borrowers.