One in Five Adults Would Turn to High-Interest Credit Without Buy Now, Pay Later
- 1 day 17 hours ago
- Lending
More than a fifth (22%) of adults would have turned to credit cards to make a purchase if they hadn’t had access to innovative payment methods like Buy Now, Pay Later (BNPL). The findings come as average credit card APRs hit a 20-year record high in February, at 35.8%.
Experian and OpenAI Launch the UK’s First Credit Score App in ChatGPT
- 1 day 20 hours ago
- Lending
Experian, the data and technology company, today announced the launch of the UK’s first ever credit score app within ChatGPT apps – introducing a new postcode based credit score comparison tool that brings Experian’s trusted data directly into one of the world’s most widely used AI platforms.
Play Now, Pay Later: G2A.COM Adds Klarna to Unlock Instant Access to Games and Digital Entertainment
- 3 days 21 hours ago
- Lending
As the global Buy Now, Pay Later (BNPL) market accelerates toward nearly USD 912 billion by 2030, G2A.COM is bringing payments spread in time directly into the gaming economy. In a market where digital content consumption is rising but price sensitivity remains high, payment flexibility is emerging as a strategic growth lever. The world’s largest marketplace for digital entertainment has introduced Klarna at checkout, unlocking instalment and... more
FCA Proposes Action to Close Gaps in Borrowers’ Credit Files
- 2 weeks 3 days ago
- Lending
Lenders could have access to more comprehensive information to support lending decisions, under new proposals by the FCA.
Anytime, Anywhere: Westpac Launches New Book A Banker Tool For Home Loan Customers
- 2 weeks 4 days ago
- Lending
Westpac is making it easier to speak with a home lender with a new digital tool that lets customers book a banker when, where and how it suits them. Rolling out nationally, the new Book a Banker tool allows customers to lock in a home loan appointment directly with a Westpac lender – whether that’s a phone call, video chat, in branch meeting or even a catchup at a local café on the weekend.
Green Banana And VR Payment Launch Collaboration For BNPL Orchestration In European Payment Transactions
- 2 weeks 5 days ago
- Lending
Green Banana, the pan-European BNPL orchestrator, and VR Payment, the payment specialist of the cooperative financial group, now enable merchants to manage various “Buy Now, Pay Later” (BNPL) solutions together with other payment methods in one consolidated dashboard. The aim is to centralize payment data and simplify the management of complex payment portfolios.
Offa Outpaces High Street Banks On Speed With Islamic Mortgage Launch
- 2 weeks 5 days ago
- Lending
Offa, the UK’s leading Islamic property finance fintech firm, has today launched a high street bank-beating Home Purchase Plan (HPP), the Islamic equivalent of a conventional residential mortgage, with offers being made within an hour depending upon credit rating and risk criteria – thanks to a modern, paperless and ultra-fast application process.
Creditstar UK Receives FCA Approval To Offer Mainstream Consumer Credit
- 3 weeks 2 days ago
- Lending
Creditstar Group, a European data-driven fintech, announces that its UK subsidiary has received approval from the Financial Conduct Authority (FCA) to operate as a mainstream consumer credit lender in the United Kingdom. The new permissions support the Group’s strategy to scale its lending activities and broaden its product offering in one of Europe’s largest consumer credit markets.
Simply Asset Finance Enables Payout in Under Eight Minutes
- 1 month 21 hours ago
- Lending
Simply Asset Finance, the specialist SME lender, today announces it has launched a fully automated lending experience. Integrating seamlessly with Simply’s personal, expert-led approach the new functionality allows customers and partners to complete a lending journey, from application through to payout of funds, in under eight minutes.
UK Confirms Start Date for BNPL Regulation
- 1 month 1 day ago
- Lending
The UK will bring buy now, pay later (BNPL) products under formal regulation from 15 July 2026, as the Financial Conduct Authority (FCA) moves to oversee one of the fastest-growing segments of consumer credit. The new framework will introduce stronger consumer protections and require BNPL providers to obtain FCA authorisation in order to continue operating in the UK market. New requirements for BNPL providers
Nationwide Becomes First Lender to Allow Mortgage Deeds to Be Signed Digitally
- 1 month 2 days ago
- Lending
Nationwide has become the first lender to allow a mortgage deed to be signed electronically and without the need for a witness. Anyone purchasing a property or looking to remortgage with Nationwide will now be able to sign their mortgage deed electronically, if their solicitor or conveyancer is set up to use Qualified Electronic Signature (QES).
Wolters Kluwer Launches New Expert AI Enhancements to iLien Borrower Analytics
- 1 month 6 days ago
- Lending
Wolters Kluwer Financial & Corporate Compliance today announced the launch of innovative new features for iLien Borrower Analytics powered by Expert AI. Lenders will now have access to automated and expert assisted review options that consolidate public records and lien statuses into a single dashboard, interpreting collateral descriptions and highlighting potential risks to reduce review time by up to 40%.
Adyen and Fresha Surpass £4 Million in Capital Issued as Global Embedded Finance Expansion Scales to Seven Key Markets
- 1 month 1 week ago
- Lending
Adyen, the global financial technology platform of choice for leading businesses, today announced that it has launched Fresha Capital, in partnership with Fresha, the world's leading marketplace platform for beauty, wellness, and selfcare.
UnaFinancial Surpasses $3 Billion in Loans Issued
- 1 month 1 week ago
- Lending
The Group has surpassed USD 3 billion in cumulative loans issued. Meanwhile, the number of registered customers equaled 21.6 million as of the end of 2025.
YouLend and Intuit Team Up To Bring Embedded Capital to QuickBooks UK Customers
- 1 month 1 week ago
- Lending
YouLend, the leading global embedded financing platform, and Intuit, the global financial technology platform that makes Intuit TurboTax, Credit Karma, QuickBooks, and Mailchimp, today announced that they will make workin
