Creditspring, the subscription-based credit provider on a mission to improve financial stability across the UK, today announced it has surpassed 400,000 loan members up from 300,000 less than a year ago.  This continued growth highlights the demand for fair, transparent credit options in today’s challenging financial climate.   

The accelerated member growth shows consumers are turning away from traditional high-cost credit products and responding to the company’s fixed-fee, no-interest model that makes borrowing simple and transparent. 

Member growth accelerated sharply throughout 2025 and into 2026 representing a 45% increase in under 12 months. Growth has been consistent during that time, rising from 276,000 members in April 2025, to 299,000 by July 2025, and 340,000 by October 2025.  In January this year membership totalled 376,000 before crossing 400,000 in March 2026.

The milestone comes alongside a sustained surge in lending activity. Average monthly loans disbursed climbed from £25,000 in H1 2023 to £59,000 in H2 2025, representing a 136% increase in just two years. Over the same period, average monthly lending volumes more than tripled, rising from £8 million in H1 2023 to £30 million in H2 2025.

This consistent upward trajectory reinforces Creditspring’s position as one of the UK’s fastest growing fintech lenders. With no sign of demand slowing, the company is well-positioned to continue its expansion in 2026 and beyond.

Neil Kadagathur, Co-founder and CEO of Creditspring said: “Our growing membership represents a movement towards better borrowing in the UK with more people now having access to fair, transparent credit. Today 400,000 people rely on Creditspring to provide ethical credit that people can trust and helps provide financial stability for the long-term. This is just the start of the journey, and we look forward to welcoming the next 400,000 Creditspring customers.”

Creditspring was founded in 2016 to drive a movement towards making credit fair and transparent, in a market that is often associated with high-interest payday loans and other high-cost credit products which have millions vulnerable to debt spirals. By charging fixed monthly payments, for access to pre-agreed credit, Creditspring removes the risks of escalating interest and hidden charges.