BBVA Expands Digital Offering With New Deposit Feature in Cooperation With Paysafe

  • Digital banking
  • 28.10.2025 10:35 am

BBVA Germany is expanding its digital offering with a new  “Bargeld via App” cash‑in feature. From now on, customers can deposit cash directly into their  BBVA account at participating supermarket and retail checkouts – quickly, securely, and without  visiting a bank branch.  

With this new feature, BBVA is extending its cooperation with leading payment platform Paysafe via its PaysafeCash solution (marketed as viacash in Germany), which already enables cashout in  retail stores without the requirement of a minimum purchase. Both functions work by generating a  barcode in the BBVA App, which is scanned at the checkout to complete the transaction. In  addition to around 50,000 ATMs with Mastercard logo where customers can withdraw cash, BBVA  is further enhancing convenient cash availability for its customers. Cash‑in and cash‑out via  “Bargeld via App,” both provided by Paysafe, form a complete, everyday‑friendly cash solution  integrated into BBVA’s fully digital banking experience.  

“As a digital bank, we rely on smart partnerships to offer our customers maximum flexibility when  it comes to cash,” says Luís Fiestas de Fuentes, Head of Digital Banking at BBVA Germany.  “Together with Paysafe, we are creating a modern and convenient way to integrate cash into  digital banking – seamless and suitable for everyday life.”  

Paysafe also sees the extension of the cooperation as an important step: “Integrating our barcode  solution into the BBVA app enables simple, secure, and convenient cash withdrawals and deposits  exactly where people shop,” says Bob Legters, Chief Product Officer at Paysafe. “The addition of  the cash-in functionality makes BBVA customers even more independent from traditional bank  branches.”  

The new feature complements the digital bank’s existing offering and adds another practical  function to its permanently free and long-term remunerated current account.  

How cash‑in works  

In the BBVA App, customers simply select the desired deposit amount and generate a barcode.  The code is then scanned at one of around 12,000 participating supermarkets and retail partners,  including REWE, Penny, dm, Rossmann, and many others, and the amount is instantly credited to  the BBVA account. No minimum purchase is required, and deposits can be made without making a  purchase. Deposit amounts between €50 and €999 are possible per transaction. The combined  total of deposits is limited to €999 within 24 hours and €8,000 per month.

Availability and conditions  

The new “Bargeld via App” feature is now available to all BBVA private customers in Germany in  the BBVA App. During the introductory phase from October 20, 2025, to January 31, 2026,  deposits will be completely free of charge. From February 1, 2026, a fee of 1.4% of the deposited  amount will apply.  

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