Digital bank Zopa has appointed Graham Robinson as its new Chief Risk Officer.  

Graham joins Zopa as it completes its successful first year as a digital bank and sets its sights on further growth. 

With over 20 years’ experience of leadership across credit risk, operations, and digital, Graham brings a wealth of knowledge from both established and challenger banking institutions. During over 18 years at Capital One, Graham held various positions including VP: Digital, VP: Customer Management, Collections & Recoveries, and Head of Credit in Italy. 

Most recently, Graham was the Director of Credit at Monzo where he built the credit risk management capability to support the scaling bank.  

Graham Robinson, Chief Risk Officer at Zopa said: “Zopa is unique as it has the energy and innovation of a new bank, but 16 years’ experience and expertise in the lending market. No other provider has this combination across digital banking. Zopa’s growth so far has been exciting, and I believe that its approach to risk management can continue to give it a competitive advantage in the future. I’m delighted to be joining Zopa at this pivotal point in its journey and to be part of a team delivering products and services that truly help people manage their money better.” 

Jaidev Janardana, Zopa’s CEO added: “At Zopa we have an ambitious vision. We will only achieve it by attracting the best talent across all functions, including in our senior leadership team. We’re delighted to welcome Graham to the team. He brings a wealth of experience in risk management which will enable Zopa to build a strong and well controlled platform for continued growth.” 

Over the last 16 years, Zopa has approved over £6 billion in personal loans. Since the launch of the bank in June 2020, Zopa has attracted £700m in deposits, issued 165,000 of its British Bank Award-winning credit cards becoming a top 10 credit card issuer, and more than doubled revenue per customer.