In order to support its customers in  buying their own photovoltaic system, klarsolar is now cooperating with the digital financing  specialist SWK Bank. This makes it easy for people without savings to get their own PV system on  their roof and thus support the energy transition. The loans offered do not require an entry in the  land register or an assignment of the feed-in tariff, which means that applicants become owners of  their photovoltaic system within two days and refinance the loan and thus their PV system with their  own electricity generation from the PV system. Süd-West-Kreditbank (SWK Bank), Bingen am Rhein,  is the cooperation partner and lender for the customers of klarsolar GmbH, Leimen (Heidelberg). 

Based on his current electricity costs, a customer chooses the loan term that suits him best (10, 15 or  20 years, which the lender SWK Bank offers for the first time for such a system); the financing amounts  range from € 2,500 to a maximum of € 100,000. 2/3 of all customers benefit from an interest rate of  only 1.99% and can thus finance a PV system of, for example, € 20,000 with a monthly instalment of €  100 over 20 years. This means that the monthly financing instalment is often cheaper than the  electricity costs otherwise incurred with the local supplier. 

In the online financing calculator, the applicant selects the desired amount, term and system type,  enters the data directly online and can immediately calculate the personal financing, the individually  tailored financing offer is displayed after just a few seconds, the personal financing documents can be  downloaded immediately and signed digitally. If approved, payment is usually made within 48 hours. 

Ulf Meyer, spokesman for the management of SWK Bank, on the start of the cooperation with  KLARSOLAR: "We are pleased to be able to support KLARSOLAR as a direct bank with decades of  experience in the instalment loan business in the further expansion of its business in order to provide  more customers with easy access to renewable energy use and thus ultimately also to be able to make  a contribution to the energy transition process and to the challenges of climate change. 

In addition, the new cooperation is a consistent further development of our existing loan offer "SWK  Ökokredit", with which our customers have already been able to finance green projects such as PV  systems, solar collectors, heat pumps, wall charging stations for cars, geothermal or combined heat  and power plants, e-bikes or e-motorcycles for many years".  

Bastian Arend, Managing Director of klarsolar GmbH: "We have chosen SWK Bank as our financing  partner as one of the leading direct banks in the instalment loan sector. As an expert in the field of  online credit, it ideally complements our digital process, thus reducing costs and creating more  transparency. The customer is digitally involved from the start of the project via a personal dashboard.  SWK Bank offers secure, TÜV-tested application processes, attractive conditions and personal contact.  In addition, a payout is available after just 2 working days."