Mastercard is advancing a new era of AI with capabilities that span the full commerce lifecycle, from understanding how money moves to predicting risk and opportunity to recommending and executing next best actions. Leveraging decades of leadership in payments, data and security, Mastercard’s growing suite of AI-powered capabilities is designed to pioneer the shift from insight to action — all with privacy, trust, and human oversight at the core.

As businesses of all sizes navigate a changing world, connected tools that understand context and work across systems are crucial to growth. Within this broader vision, and as an extension of Mastercard’s Agent Suite, Mastercard today introduces Virtual C‑Suite — a new agentic experience designed to help small businesses operate with executive-level insight and decisioning. Each agent acts as a digital executive, aiding in key responsibilities from finance, to security, to marketing. The result: business owners gain deeper views into their operations and can take action to successfully grow and protect their businesses.

With proprietary insights from the billions of transactions processed on Mastercard’s network each year – 175 billion in 2025 alone – combined with a business’ individual financial activity, Virtual C-Suite is designed to provide relevant, trusted recommendations on how businesses pay, get paid, and manage working capital.

A new wave of AI innovation is unlocking a transformative opportunity for small businesses by helping close long‑standing gaps in resources. “Agents that offer big picture insights combined with unique and local analysis are becoming a critical human augmentation tool. Insights at this level have been available to large enterprises for years, and agentic AI creates the opportunity for smaller organizations to benefit moving forward," said Christopher Miller, lead analyst of Emerging Payments at Javelin Strategy & Research, underscoring the critical role Mastercard can play in enabling this shift.