PSD2: Can banks take the lead in the mobile payments race?
When we consider mobile payments, we often misjudge customers’ willingness to embrace adoption. This is...
Filling the vacuum – alternative administration options in a shrinking market
Against a backdrop of continuous regulatory change, the drive towards lower operating costs, deeper...
Does anyone really need a mobile wallet?
Reflecting on another conversation at last week’s conference, there were lots of discussions about why...
When one yes equals BCBS 239 compliance
Defining what BCBS 239 compliance looks like remains clouded in mystery. Tough ‘show and tell’...
P2P lending: Coming to a platform near you?
Recently the smartwatch maker Pebble shattered Kickstarter’s crowdfunding records, raising more...
Payments transformation: are the banks ready to compete?
When it comes to innovation in financial services, the payments sector is leading the way. The...
Fintech: creating global opportunities
As new financial technology develops, it is increasing the number of global opportunities open to...
Risk technology: spend your budget on the carrots, don't waste it on the stick
The financial crisis exposed a number of weaknesses in the financial industry’s ability to assess,...
RDA: do the responses stack up?
In a similar vein to the BIS’ recent progress report on BCBS 239, Markit commissioned its own survey. 29...
Finance as a Service - FaaS
Disruption, is a fascinating interest of mine, the magnitude occurring in energy, cars, Internet of...