Bank Fintech worries are obvious ... solutions are not as clear
I just finished presenting on Digital Bank strategies and Fintech, and was asked a wide range of...
Backdoor Unbundling
I was relaxing on my way home on the 7.02 from Waterloo last night when I came across Nick Goodway’s...
Navigating through the RBI’s Risk Based Supervision Regulation: Challenges and Remedies for Indian banks
The current Risk Based Supervision (RBS) wave in India appears to be rapidly gaining momentum. With the...
‘Pension Freedom Day’ - Sweeping changes tear up the rule book
And so it begins. April 6, 2015 is a day that few in the retirement industry had predicted, as...
Existing systems could play key role in reshaping legacy banks
With no apparent letup in the regulatory and public scrutiny facing Britain’s legacy banks, a new breed...
PSD2: Can banks take the lead in the mobile payments race?
When we consider mobile payments, we often misjudge customers’ willingness to embrace adoption. This is...
Filling the vacuum – alternative administration options in a shrinking market
Against a backdrop of continuous regulatory change, the drive towards lower operating costs, deeper...
Does anyone really need a mobile wallet?
Reflecting on another conversation at last week’s conference, there were lots of discussions about why...
When one yes equals BCBS 239 compliance
Defining what BCBS 239 compliance looks like remains clouded in mystery. Tough ‘show and tell’...
P2P lending: Coming to a platform near you?
Recently the smartwatch maker Pebble shattered Kickstarter’s crowdfunding records, raising more...