• Chloe Mayenobe,, President and COO at Thunes


• 19.12.2024 08:15 am
#FintechTrends #MarketInsights

RTPs

“Real-time payments have surged in recent years, with huge growth in cross-border transactions - however, the B2B space remains relatively untapped. In 2025, we anticipate significant growth in B2B real-time payments, driven by enhanced interoperability and the growing need for streamlined corporate operations. This will help bolster market competition but also enhance transaction security and efficiencies - a critical demand as businesses move faster than ever in the global economy.”

Stablecoin

“We’ve seen strong advancements in blockchain technology this year, with the use of regulated stablecoins opening up huge possibilities for cross border transactions. What’s exciting here is their ability to boost business efficiencies - through reducing volatility, speeding up transactions, and improving liquidity. And while we’ve seen some early adoption in this space, we see 2025 as a turning point for stablecoin use, which will redefine how businesses and individuals move money across borders."

Digitisation

“As we look ahead to 2025, it’s clear that the global payments landscape will continue its rapid shift toward digitisation. In particular, we see mobile wallet adoption continuing to scale at pace, democratising access to payments technology and fostering economic participation at an unprecedented scale. At the same time, partnerships between fintechs and traditional financial giants focused on expanding payments networks will further fuel financial inclusion. With digital wallets expected to account for over 50% of e-commerce transaction value globally by 2025, the implications for economic participation are immense.”

Regulatory change

“As geopolitical complexities intensify, robust compliance frameworks will be non-negotiable in 2025. Companies operating across multiple geographies will need to be quicker on their feet to respond to regulatory change, and we expect to see corporates ramping up their compliance investments in 2025 to stay ahead. Adapting to this rapidly changing landscape will be key to driving trust and operational resilience in a more interconnected yet uncertain world.