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Is Cryptocurrency a Bubble?

According to economists, cryptocurrency is the mother of all bubbles. Though the skyrocketing prices in the bygone years and many experts pinpointing cryptocurrency as a bubble, it doesn't necessarily mean that it is.

In economics, a bubble is when the cost of an asset is more than its intrinsic worth. Usually, prices are gone up in a bubble when people show an extremely positive attitude towards an asset. When the bubbles burst eventually, people are left with nothing when they haven’t made a sale of the asset in the expectation of a hike in prices.

Wednesday, April 24, 2019 - 10:27
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Financial IT
How to Leverage Trust and Improve Conversion Through Digitalisation

Income verification is a critical part of the loan application process to verify if individuals can take on the financial commitment of a loan.

It should not be difficult. Lenders often just want to tick a small box on an application form “Has the customer provided adequate proof?” Yet sometimes obtaining that truth is hard, leading to dropped applications on the one hand, or fraud on the other.

Wednesday, April 24, 2019 - 07:44
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Instantor Presents Report on Digital Trust: The New Currency for Financial Organisations

Today Instantor, the second fastest-growing Swedish FinTech, who makes tough calls easy within credit risk management presents How to leverage trust and improve conversion through digitalisation, a report that demonstrates how digitalisation is a critical factor to build trust today and drive business.

Wednesday, April 24, 2019 - 07:41
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/news/payments/instantor-presents-report-digital-trust-new-currency-financial-organisations
Financial IT
Economic uncertainty offers opportunity for F&I trailblazers

The economic challenges currently facing the UK could pave the way for trend-setters to emerge as market-leaders. That’s the message from Martin Hill – MD of automotive tech firm DealTrak – in a report which considers the secret to unlocking F&I success in these uncertain economic times.

The bold statement comes in the build-up to Brexit and in the wake of the Financial Conduct Authority (FCA)’s motor finance report – which likely made for uncomfortable reading for many within the car industry.

Wednesday, April 24, 2019 - 07:30
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/news/infrastructure/economic-uncertainty-offers-opportunity-fi-trailblazers
Financial IT
BS/2 Provides Cash Monitoring tools for VTB Bank in Georgia to Improve Cash Efficiency

VTB Bank is one of the leading banks in the Georgian financial market. With almost 15 years in business, it established itself as a modern financial institution, introducing innovations and improving the quality of services. Since the beginning of 2019, technical support for all bank self-service devices has been entrusted to BS/2 Georgia.

Wednesday, April 24, 2019 - 07:16
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/news/banking/bs2-provides-cash-monitoring-tools-vtb-bank-georgia-improve-cash-efficiency
Financial IT
Unisys Launches New Version of Elevate™ Omnichannel Banking Platform to Facilitate Shift to Open Banking

 Unisys Corporation (NYSE: UIS) today announced the availability of the latest version of its Unisys Elevate™ omnichannel banking software platform, which enables banks to adopt an open banking approach to deliver an unrivaled customer experience.

Tuesday, April 23, 2019 - 13:01
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/news/open-banking/unisys-launches-new-version-elevatetm-omnichannel-banking-platform-facilitate
Financial IT
People Who Do Not Have Bank Account Pay £500 Extra a Year in Bills

People who do not have access to a bank account pay an extra £485 a year for everyday bills and services, research from an account provider suggests.

More than 1.2 million Britons do not have a bank account, so miss out on discounts reserved for those who pay bills by direct debit, said Pockit.

This ramps up the cost of energy bills, broadband and phone contracts, it said.

"For many of us, having a bank account is a basic fact of life," said Pockit boss Virraj Jatania.

Tuesday, April 23, 2019 - 11:44
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/news/banking/people-who-do-not-have-bank-account-pay-ps500-extra-year-bills
Financial IT
Ixaris accelerates ambitious expansion programme with new senior hires

Award-winning global payments company, Ixaris, has bolstered its senior team with the hire of a new Chief Legal and Compliance Officer and Commercial Director. The company welcomes Georg von Brevern and Sean Ashton as part of a wider expansion plan, following the company’s continued success and 75% year-on-year growth.

Tuesday, April 23, 2019 - 11:22
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/news/payments/ixaris-accelerates-ambitious-expansion-programme-new-senior-hires
Financial IT
Archelios™ Suite 2019: The Greatest Performance Throughout All The Phases Of The PV Project

Trace Software International announces the launch of the latest version of the archelios™ suite, the software solution to manage the entirety of a wide range of PV projects such as rooftop photovoltaic installations, large solar power plants, grid-connected PV power or self-consumption systems.

Tuesday, April 23, 2019 - 11:19
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/news/infrastructure/archeliostm-suite-2019-greatest-performance-throughout-all-phases-pv-project
Financial IT
MeaWallet Launches Multi-Scheme Merchant Tokenization

Digital payment solutions provider, MeaWallet, today launches a new payment tokenization solution that delivers Mastercard, Visa and American Express tokenization services through a single connection.

Tuesday, April 23, 2019 - 11:14
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/news/payments/meawallet-launches-multi-scheme-merchant-tokenization
Financial IT

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