In part one of our exploration of Fintech predictions for 2017, we touched on investments in AI, digital transformation driven by operational excellence and other important challenges. However these are far from the only ingredients you'll need to cook up winning digital banking strategies in the year ahead.

Check out the other three Fintech Predictions for 2017!

Prediction #4: Consumers will spend 90% of their time on just 5 apps

ingage, the corporate access and investor relations (IR) software company, today announced that it has been selected by the UK Department of Trade to take part in the first fintech mission to Australia. Taking place in March, the trade delegation will showcase eleven leading UK fintech companies to the Australian Financial Services industry in a series of targeted events in Sydney and Melbourne.

Capgemini, a global leader in consulting, technology and outsourcing services, announced today that for the second consecutive year it has maintained its position as a leader and star performer in Everest Group’s IT Outsourcing in Global Insurance PEAK Matrix™ Assessment. Capgemini achieved this recognition by demonstrating strong insurance business growth through multiple new domain-focused solutions and continued investments in its global network of Applied Innovation Exchanges (AIEs)1.

4finance Group S.A. (the “Group”), Europe’s largest online and mobile consumer lending group, announces that it has issued more than EUR 4 billion in loans since the Group was established in 2008.

The milestone, passed in January 2017, follows a year of accelerated growth for 4finance in which it issued more than 3.5 million loans across 17 countries, totalling over EUR 1.1 billion, more than any previous year.

 TradingScreen, the leader in electronic trading solutions, has signed a new commercial deal with UBS AG. The deal is global and covers all listed asset classes.

Equinix, Inc., the global interconnection and data center company, today announced that it has closed a transaction for the purchase of IO UK's data center operating business in Slough, United Kingdom. The facility, which will be renamed LD10, is in close proximity to Equinix's existing Sloughdata center campus and will help meet growing demand for digital infrastructure connectivity in the United Kingdom and Europe.  

 Icon Solutions the specialist provider of instant payments technology, has today announced that it is partnering with Featurespace, the world’s leading supplier of Adaptive Behavioural Analytics technology.

 Mahindra Comviva, the global leader in providing mobility solutions, today announced that it has received three nominations at the GSMA Glomo awards in the “Best Mobile Payment Solutions” and “Best Mobile Product, Application or Service for Women in Emerging Markets” categories.  Winners of the awards will be presented during the Mobile World Congress, which takes place 27 February – 2 March in Barcelona.

The Dodd-Frank Act was intended to reduce levels of systemic risk in the banking sector, such that we would never again see highly leveraged balance sheet positions causing the failure of banks, and those failures causing contagion in other institutions and whole economies. 

Nasdaq Commodities and Saxo Bank A/S today announce a collaboration to offer small and medium sized companies (SME) in the Nordic region direct access to Nordic Power futures on Saxo’s fully integrated trading and risk management platform.

The addition of Nasdaq Nordic power products on SaxoTraderGO, offers Saxo’s clients access to a liquid product at the most established power market in Europe. With Saxo, clients can hedge their energy and currency exposure with low barriers to entry.