Robocash analysts have identified six key factors influencing the profitability of the European P2P market. According to the results, wage and GDP growth has the most importance here.

The average yield of the European P2P market in 2024 ranged from 5.41% to 15.73%. 

Robocash analysts have determined that more than 95% of the variation in rates can be explained by six parameters. 

Emily Turner will officially become CEO of HSBC Innovation Banking UK from 1 June, after receiving regulatory approval.

Emily joined HSBC Innovation Banking UK in February 2025 as incoming CEO and has spent the past few months getting to know the business, meeting clients, and engaging with colleagues.

Interim CEO, Simon Bumfrey, will resume his role as Head of Banking at HSBC Innovation Banking UK.

Amazon Web Services (AWS), an Amazon.com company, today announced that bolttech, a Singapore-headquartered international insurtech company, is implementing AWS’s generative artificial intelligence (Gen AI) solutions across their customer- and internal-workflows, enhancing operational efficiency and customer experiences while reducing costs.  

Sage, the leader in accounting, financial, HR and payroll technology for small and mid-sized businesses (SMBs), today announced the global expansion of Sage Embedded Services. 

Irdeto, the world leader in digital platform security, today announced a partnership with Coinbase, the leading cryptocurrency platform in the United States.

Pension finding platform, Raindrop has tracked down over 50,000 lost pension pots for UK savers since launch.

Raindrop’s technology has also recovered over £500 million in lost pension savings during the same period.

Eltropy, the leading AI-powered Unified Conversations Platform for credit unions and community banks, today unveiled “Eltropy Office Phone,” a cloud-native business phone system that integrates with AI-powered modern contact center systems such as Eltropy Voice+ to deliver an enterprise-wide Unified Telephony Experience.

Shifting geopolitical dynamics and the demands of the always-on digital economy have reshaped the European payments landscape – driving the need for instant, secure and accessible transactions across the bloc.  This transformation has been enabled by a wave of regulatory and technological initiatives that have imposed new requirements and overhauled the underlying infrastructure – dominating banks’ change agendas and budgets.

After years of experimentation, digital assets are entering a more grounded, infrastructure-led phase. The real story in 2025 is regulatory clarity, deepening institutional interest and the shift toward scalable, integrated infrastructure. Not hype cycles or token rallies. This moment of change is a signal for fintech players ranging from payments and neobanking to compliance tech and embedded finance.

PPRO, the leading local payments platform, today announced the launch of Subscriptions for Local Payments. The dedicated solution empowers Payment Service Providers (PSPs) and merchants operating in the subscription economy to accelerate growth through optimised local payment strategies.