Application Performance Interfaces (APIs) are the invisible backbone of today’s digital services. They quietly power the services we all take for granted; from sending a payment on your mobile banking app to checking your credit score in real time. Yet despite their ubiquity, many financial institutions still treat API standardisation as a technical afterthought rather than a strategic imperative.

EBA CLEARING announced today that 10 major multinational banks have expressed that they are planning to build up reach for OCT Inst payments in line with the 2027 target date of the G20 Roadmap for Enhancing Cross-Border Payments.

Moniepoint Inc.  one of Africa’s leading business payments and digital banking platforms, announces it has been recognised by CNBC as one of the UK’s top fintech companies. The accolade highlights Moniepoint’s growing international presence and its role in advancing financial inclusion for Africans worldwide.

Surecomp® today announced that UK-based Crown Agents Bank, the specialist provider of FX and cross-border payments for hard-to-reach markets, has selected its Trade Finance-as-a-Service (TFaaS) solution to deliver fully connected, end-to-end digitization of its trade finance operations.

Vipps MobilePay and Tink, A Visa Solution, today announced a new partnership under which Vipps MobilePay will use Tink’s Pay by Bank to power peer‑to‑peer (P2P) payments in Finland. 

The solution was recently rolled out and all Finnish MobilePay customers can now add and use all their Finnish bank accounts in MobilePay through Tink’s solution.

Today, Finch Capital released the tenth edition of its State of European Fintech Report. Please find key findings and analysis from the Finch team below, and the full report at the link here. 

UK market matures, and dominates venture funding

Clearwater Analytics, a leading technology provider for investment management, today announced significant enhancements to its Alternative Assets Solution at its annual user conference, Connect ’25, that directly address the scalability and compliance challenges facing the $2.5 trillion private credit market.

Fresh survey data from Regula, a global developer of identity verification (IDV) solutions and forensic devices, shows that the line between traditional fraud and impersonation attacks has vanished. Identity spoofing, biometric fraud, and AI-powered deepfakes have already struck one in three organizations worldwide, catching up with long-standing fraud tactics like forged documents and social engineering.

Splash Financial, a leading AI-enabled lending marketplace, today announced it has secured more than $70 million in a Series C funding round and launched a new home equity line of credit (HELOC) product.

Auquan, the market leader in AI agents for mission-critical financial services work, today announced its Credit Agent, the first and only AI agent that autonomously completes entire credit analysis and monitoring workflows to provide comprehensive evaluation of lending opportunities and borrower performance.