Today, Finch Capital released the tenth edition of its State of European Fintech Report. Please find key findings and analysis from the Finch team below, and the full report at the link here. 

UK market matures, and dominates venture funding

Clearwater Analytics, a leading technology provider for investment management, today announced significant enhancements to its Alternative Assets Solution at its annual user conference, Connect ’25, that directly address the scalability and compliance challenges facing the $2.5 trillion private credit market.

Fresh survey data from Regula, a global developer of identity verification (IDV) solutions and forensic devices, shows that the line between traditional fraud and impersonation attacks has vanished. Identity spoofing, biometric fraud, and AI-powered deepfakes have already struck one in three organizations worldwide, catching up with long-standing fraud tactics like forged documents and social engineering.

Splash Financial, a leading AI-enabled lending marketplace, today announced it has secured more than $70 million in a Series C funding round and launched a new home equity line of credit (HELOC) product.

Auquan, the market leader in AI agents for mission-critical financial services work, today announced its Credit Agent, the first and only AI agent that autonomously completes entire credit analysis and monitoring workflows to provide comprehensive evaluation of lending opportunities and borrower performance.

The world of tennis and digital technology converge as Alipay+ steps onto the global stage as a key partner of the prestigious Laver Cup.

With synthetic identities now linked to a record number of newly opened accounts, U.S. lenders faced more than $3.3 billion in exposure for the year ending 2024. This alarming trend underscores the urgent need for financial institutions such as auto lenders, mortgage lenders and credit unions to harness all available data to detect and prevent synthetic identity fraud at the point of account creation.

Volante Technologies, the global leader in Payments as a Service (PaaS), today announced the reappointment of Deepak Gupta, EVP Product, Engineering & Services at Volante, to the U.S. Faster Payments Council (FPC) 2025-2026 Board Advisory Group. The Board Advisory Group, established by the FPC Board of Directors, is composed of industry leaders with broad experience in payments who provide perspectives to help inform the FPC’s priorities and initiatives.

DailyPay is rolling out a new "Perks" offering on its platform featuring a number of discounts and opportunities sourced exclusively for the DailyPay user. Anchoring the new Perks offering is Stride, which addresses the need for affordable, low-cost health insurance. Stride makes it easy to find the best health insurance plan for your needs at the lowest possible price, in 10 minutes or less.

nCino, Inc., the leading provider of intelligent, best-in-class solutions, today announced the launch of nCino Integration Gateway, a purpose-built Integration Platform as a Service (iPaaS) that transforms how banks, credit unions, and fintech partners connect their technology ecosystems.