Our goal is to bring more of our thinking into the public domain and to showcase our analytical and research output. We hope to contribute to the wider debate on areas that are relevant to the Bank’s work.

It is good to see that the US markets are now set on their journey towards T+2. Although some people are already questioning why it’s so far off, a 30 month timeframe will give everyone enough time to identify and resolve all the business processes that will need to be updated in order to meet the shorter settlement requirement.

The T+2 Industry Steering Committee (T+2 ISC) has released a white paper today outlining the timeline and activities required to move to a two-day settlement cycle (T+2) in the U.S. by the end of Q3 2017.

Equiniti Pancredit is putting responsible lending back at the heart of the consumer credit market with the launch ofFairMoney, a loan comparison site that uses the applicant’s credit profile to match them to the best loans available for their circumstances.

IFAD, a United Nations agency, today recognised WorldRemit’s role in shaking up the global money transfer industry.

International Fund for Agricultural Development (IFAD), which focuses on agricultural development and financial inclusion, named WorldRemit winner of its 2015 private-sector award for Best Practice in Remittances for Development, ahead of fourteen other nominees.

The Emerging Payments Association (EPA) today announces the launch of its incubator for early stage payments companies, the Catalyst. The Catalyst provides access to investors, workspace, mentors and commercial partners in association with MasterCard and The Bancorp. The Catalyst beneficiaries – its ‘Rising Stars’ - are new entrants to the fintech industry, mostly founder-owned and with a combined investment and revenue between £0.5m and £2m in the last twelve months.

ClusterSeven, a leading provider of solutions to manage corporate spreadsheets and other end-user computing (EUC), today announced that it has secured new finance from private equity firm Azini Capital Partners LLP (“Azini”). Azini has acquired 100% of ClusterSeven and will be providing additional investment to promote high quality and wider customer engagement.

 Elliptic, the bitcoin analytics and security firm, today announced a breakthrough in bitcoin transaction monitoring and compliance. In an industry first, the company has launched ‘The Bitcoin Big Bang’, an interactive visualisation that plots the emergence and interconnectivity of the key players in bitcoin since its genesis in 2009.