There’s a curious “truth” doing the rounds in the peer-to-peer sector. It goes something like this:
Institutional money has arrived in crowdfunding big time. This is a fantastic endorsement of this growing sector. The future will be more institutional money enabling more sector growth. This is brilliant, if bittersweet. It will enable peer-to-peer to become the premier way for companies and individuals to borrow, but retail investors will get squeezed out in the process.