·               Best-in-class app enables near-prime customers to service their card and manage their money effortlessly
·               Provides immediate use of a digital card followed by a plastic card in the post within days

Accrue Savings, the merchant-embedded shopping experience that rewards consumers for saving, has announced it has raised $25 million in a Series A funding round led by 

Fuelled by the power of embedded finance, embedded lending is pushing the boundaries of SME funding to new frontiers. Mikkel Velin, Co-CEO at YouLend, explores the trends shaping the future of borrowing and what this means for the lending industry in 2022. 

Embedded lending is booming. Over the past year, we’ve seen huge numbers of retailers offering lending services to consumers with new buy-now-pay-later (BNPL) offerings providing a much-needed boost to spending in the sector.  

• The AQMetrix ranking acknowledges the platform with the highest rating among neobanks in Spain.

• The commission-free services, the platform's design and imagin's commitment to sustainability are some of the aspects best rated by ‘imaginers’.

With interest rates expected to rise in 2022, banks could increase their profit  margins, which is leading investors to keep an eye on the sector as a strategy for their portfolio. Within this  framework, Evolve Funds Group Inc. launched an ETF based on a Solactive Index designed for investors  who seek increased yield from a covered call strategy.  

● The happiness blockchain, named YourOneLife (YOL), aims to create a sustainable model of  happiness in the world  

● Founded by Yogesh Kochhar and Anoop Bansal in association with 5ire, a 5th generation  blockchain network established by Pratik Gauri, Prateek Dwivedi and Vilma Mattila 

Millions of Supercross Fans world-wide will benefit from SmartFi’s, sponsorship deal leveraging similarities in demographics between cryptocurrency and Supercross.

SmartFi, the open lending cryptocurrency platform, which launched in July 2021 and successfully completed a token launch of the SmartFi token (SMTF), has become the first ever official cryptocurrency platform of Monster Energy AMA Supercross.

As businesses continue to recover from the pandemic, it is projected that SME’s will have lost an estimated £126.6 billion[2]. Digital print security firm, Zunoma, is encouraging businesses to outsource mail solutions, to help save money and to focus on increasing productivity.

As another new year rolls around, with it comes a new set of new year resolutions – with a change in financial habits being one of the key objectives for many people. 

Whether it’s saving more money into that rainy-day fund, cutting down the bills or even taking the plunge and investing in our first stocks and shares ISA, many of us routinely re-evaluate our finances at this time of the year.