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The Psychology of Spending: Understanding How Your Mind Affects Your Finances

Have you ever walked into the store with the intention of buying one thing but ended up walking out with a cart full of stuff you didn’t plan on purchasing? Do you think impulse buying has a significant negative impact on your overall finances?

Understanding the psychology of how you spend money sheds light on why you make these decisions and how your mind influences your financial well-being.

In this article, we'll look at how your spending behavior influences your finances.

Friday, September 22, 2023 - 06:57
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Financial IT
Trading Technologies’ TT® platform named Derivatives Trading System of the Year at 2023 FOW Asia Capital Markets Awards

Trading Technologies International, Inc. (TT), a global capital markets technology platform provider, has just won the FOW Asia Capital Markets Award for Derivatives Trading System of the Year for its TT platform. Global Investor Group presented the award at a dinner ceremony in Singapore.

The FOW Asia Capital Markets Awards recognize the best and brightest innovations in the Asian derivatives industry. Winners are selected by a panel of independent judges with extensive experience in the industry.

Friday, September 22, 2023 - 05:29
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Financial IT
Customers Vote TransUnion as Credit Information Partner of the Year for Third Time

TransUnion, one of the UK’s leading credit reference agencies, has been voted Credit Information Partner of the Year in the Consumer Credit Awards, for the third time consecutively.

The awards are based on customer feedback, placing the information and insights company as the UK’s industry leader of choice, and highlighting TransUnion’s strengths in customer service, relationship building, product innovation and credit education.

Friday, September 22, 2023 - 05:27
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Financial IT
Emerging Technology will Power Long-term Sustainability within the UK Banking Industry

Sustainability has been a big focus for the banking industry in recent years, with the issue becoming increasingly important for consumers. It’s no wonder that sustainability has become baked into the purposes of almost every bank, from Natwest to HSBC.

Friday, September 22, 2023 - 05:23
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Financial IT
iDenfy Partners with CardDepot.com to Enhance Fraud Prevention with Identity Verification

iDenfy, a global RegTech startup offering AI-based identity verification and fraud prevention tools, announced a new partnership with CardDepot.com, a digital gift card platform offering special discounts for budget-conscious shoppers. iDenfy's identity verification solution will make the checkout process quick and secure, effectively stopping individuals with malicious intent from engaging in fraudulent activities on the gift card platform.

Thursday, September 21, 2023 - 14:41
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Financial IT
The Payments Association Delivers Cost-of-living Recommendations to Government and Regulators
As the cost-of-living crisis continues to impact millions of people across the UK, The Payments Association, which celebrates innovation and collaboration across the payments industry, presented its report, ‘Navigating the rising cost of living: Payments innovation as a game-changer’, to an array of cross-party MPs and representatives from regulatory bodies at Parliament last week
Thursday, September 21, 2023 - 14:39
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Financial IT
Investment Metrics Launches Liability Reporting as Part of its Portfolio Analytics and Reporting (PARis) Product

Investment Metrics, Confluence company, the leading global provider of investment analytics, reporting, and data solutions, today announced the availability of liability reporting in its Portfolio Analytics and Reporting (PARis) solution. This new capability gives Investment Consultants and Asset Owners a more comprehensive and balanced view of their Pension plans, while significantly improving institutional plan analysis and reducing manual work and errors.

Thursday, September 21, 2023 - 14:13
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Financial IT
Praxent Helps Texas Lawyers’ Insurance Exchange Increase the Conversion of Digital Customers and Reduce Turnaround Time for Processing New Applications and Renewals by 90%
Praxent, a fintech product agency with more than two decades of experience, today announced that it has designed and developed an intuitive customer and admin portal for Texas Lawyers' Insurance Exchange (TLIE), helping drive new business and renewals.
 
Thursday, September 21, 2023 - 14:00
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Financial IT
Fleximize Receives £136 Million Financing for SME Lending Solutions

Multi-award-winning business lender Fleximize has secured £136 million in securitised funding from existing investor Goldman Sachs Asset Management and new lender Citi.

Despite challenging market conditions, leading to other alternative lenders to withdraw from SME lending, Fleximize has emerged as a prominent player in the industry — recently named Best Business Loan Provider at the Business Moneyfacts Awards.

Thursday, September 21, 2023 - 13:00
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Financial IT
AppTech Payments Corp. Continues Global Expansion with Partner and Licensee PayToMe.co Opening New Office in Egypt

AppTech Payments Corp., a pioneering Fintech company powering frictionless commerce between business to business and business to consumer, proudly announces the inauguration of PayToMe.co's cutting-edge office in Cairo, Egypt. This momentous event marks yet another milestone in PayToMe's global outreach as a valued partner within the AppTech family.

Thursday, September 21, 2023 - 12:57
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Financial IT

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